[slroses]

I have some substantial credit card debt.
I don't want them to be able to take what money I have in the bank.
My name is the only name on the bank account.
Could you tell me if I add another peson's name to my bank account that has
Nothing to do with the debt incurred if they could still put a lien (or maybe it's not
Called that) on my money in the bank??
I am wondering if I should just take what money I have out completely or if I have
Someone else's name on it could they not take it??
Any help you could give me would be appreciated.

[Fr_Chuck]

Well perhaps you should take that money and pay a bill you owe.

If you have ability to pay, and are not paying your bills, that is just wrong.

But there is no way to stop a judgement if you really owe the money, and once they have a judgement they can attach your money in most states in the US. Adding someone's name will not stop the attachment, they will still freeze the monay but just give the other person a chance to prove what part of that money is thiers.
If you just take it out of the bank, you may have to answer to the judge, esp if it is a large amount ( in the 1000's) what you did with the money, so as not to be doing fraud by hdiing the money.

And if they can prove it is your money under someone else's name, they can still come after it. ( and perhaps try criminal charges for fruad against both of you at that point)

[slowandeasy]

Fr_Chuck is right why not take the funds out and pay some of what you owe. If a judgement has already been granted then it is only a matter of time before they attach your accounts and in some states your wages and remember this once a judgement is entered it can renewed for ten years or longer

[slroses]

well perhaps you should take that money and pay a bill you owe.

If you have ability to pay, and are not paying your bills, that is just wrong.

But there is no way to stop a judgement if you really owe the money, and once they have a judgement they can attach your money in most states in the US. Adding someones name will not stop the attachment, they will still freeze the monay but just give the other person a chance to prove what part of that money is thiers.
If you just take it out of the bank, you may have to answer to the judge, esp if it is a large amount ( in the 1000's) what you did with the money, so as not to be doing fraud by hdiing the money.

And if they can prove it is your money under someone elses name, they can still come after it. ( and perhaps try criminal charges for fruad agaisnt both of you at that point)

In answer to both of you... first I'd like to say thanks for the response. The money we are talking about is about $100... not anything substantial. My husband just left to return to his drug addiction after being clean for several years, took our money and the car. I have had to leave my job and my family has me in hiding as my husband becomes very abusive when he uses. Just to let you know it isn't about... taking the money to pay the bills. But thanks for you interest!

[s_cianci]

You may need to consider filing for bankruptcy. That will prevent your creditors from subjugating against you.