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cid29b · Dec 12, 2007, 04:13 PM

Hello everybody, my checking acount was frozen because of a credit card debt, my question is if I go to my bank to cash a check with my name on it can they force me to deposit it into my seized account ? Can I just let a friend cash it for me ? Will the bank still take it even if it's deposited to a different name just because it's my check ?

Thanks in advance

Fr_Chuck · Dec 12, 2007, 05:51 PM

They can refuse to cash it, normally unless you deposit the check they require there to be money to cover the check in your account.

Also if you deposit it into another bank account, the people who have the freeze on your accouint, if they are tracking your banking, will find and freeze this other account possibliy

cid29b · Dec 12, 2007, 06:54 PM

Originally Posted by Fr_Chuck

they can refuse to cash it, normally unless you deposit the check they require there to be money to cover the check in your account.

Also if you deposit it into another bank account, the people who have the freeze on your accouint, if they are tracking your banking, will find and freeze this other account possibliy

Thanks a lot for the reply, I really want to pay my debt but don't have any means right now I lost everything because of a medical procedure a year ago and lost my job, my last check is just 150 dollars which I'm planning to spend for the holidays not really sure if I'll be around next Christmas and this could be my last , I'm not a bad person but like other people here, sometimes you will be in a situation that's really hard to get out, when they freezed my account I only have 20 dollars in it. Anyway for my last question, my friend used to cash a check for me because she have friends in the bank , can she still do it ?

Thanks and happy holidays.

Fr_Chuck · Dec 12, 2007, 09:03 PM

Should be able to,

oneguyinohio · Dec 12, 2007, 09:09 PM

Another thought that might be an option for you is to go to the bank from which the check is from if possible. It should be printed on the check. A friend of mine has a Walmart store card, and is able to cash checks without any fees. Hope that helps you.

Also I hope you have a good holiday.

George_1950 · Dec 13, 2007, 09:41 AM

By all means, the first option is go to the bank the check is from and have the bank cash the check for you. Second option is to open an account with another bank.