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    smcclenton's Avatar
    smcclenton Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Nov 7, 2007, 11:48 AM
    2 auto loans in Minnesota
    Ok, I live in the State of Minnesota, I have run into a problem, I am purchasing a from a small Dealership. I had my car for 4 months my Husband decided to purchase a vehicle as well, the car dealership combined our payments and is forcing me to pay one payment. My husband and I are separating and the dealer wants me to still pay for his car. I just want to pay for my own. Can you have 2 loans out in the State of Minnesota? And is this legal? If I don't pay for his they will repo both cars
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Nov 7, 2007, 11:54 AM
    I moved this to the Credit forum because this is about loans, not cars. The only way the dealership could legally combine the two loans is if you signed a refinance when your husband bought the car. They just can't rewrite the terms of a loan without permission.

    If you didn't sign anything combining the loans, then they are trying to pull a fast one. Demand to see any paperwork combining the loans. In the meantime report their actions to the BBB and pay only for the loan you signed for.
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