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    CJenkinsGood's Avatar
    CJenkinsGood Posts: 1, Reputation: 1
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    #1

    Sep 19, 2007, 06:36 PM
    Uncertain about what I should do regarding insurance claim
    I have attempted to file a homeowner liability claim under my neighbor's policy, but have not been successful in doing so. As of right now, I am being told that the homeowner have filed a claim due to my damages, therefore, I can not file a claim under their insurance. My questions are:
    1). Can they deny my claim under this circumstance?
    2). Is this the right way to go? As the insurance representative that left a telephone message requested receipts for damages and stated "that if I wanted to provide a presentation I had to file under my own insurance".
    3). What is a presentation under this circumstance.
    4). Will I get the same results as if I had filed the claim under their insurance policy?
    5). Will I still receive a written response regarding results from their claim. Originally, I did receive a claim number, but was informed that it was closed.

    I am just hesitant and uncertain about just how fair this claim will be reviewed.

    (Reside in Texas).
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Sep 19, 2007, 06:48 PM
    Just sue your neighbor and be done with it, The neighbor is liable, if his insurance will pay ( great) but if they will not pay, that is not your problem, it is your neighbors problem. Just file a law suit and let your neighbor worry about getting HIS insurance to pay

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