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    tingoo's Avatar
    tingoo Posts: 6, Reputation: 1
    New Member
    		  
    #1

    Aug 31, 2007, 04:13 PM
    Car Insurance for jr driver
    I live in NY STATE and I have a jr drivers license which means I can drive in the state alone (but with restrictions) do I have to be put under my family's insurance or am I automatically covered?. meaning can I drove alone right when I get my license?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #2

    Aug 31, 2007, 04:42 PM
    In NY one insures a car, not entirely a driver. However, if you will be driving one of your family's cars regularly, then they should list you as an authorized driver.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Aug 31, 2007, 06:04 PM
    You will have to be "listed" as a driver on their car if it is a family member living in the same household. Since a teen driver will cost double or triple the normal insurance rate of an adult normally.
    So you don't get a separate policy but you do get listed as a driver on them.
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