First of all, what state do you live in? Is it a marital property state? If so, then it doesn't matter whether your on the mortgage, anything bought during a marriage, whether it be a house, car, furniture etc is marital property. It does not matter who's name the loan is in. So even if he bought a new house now and your not on the mortgage if you live in a marital property state you own half of the house. You can better believe if he goes delinquent on the mortgage the company will be looking for his spouse. If you do live in a marital property state I suggest that you run a tri merge credit report, that means all three credit bureaus. What this will do for you is tell you everything or anything he has purchased lately. Even if your name is not on a loan, in a marital property state all liabilities get reported to both credit bureaus. Then do what Fr_Chuck suggested, get out of that house and move on! This guy doesn't respect you, why should you respect him?
|