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If a credit company has "Charged-Off" a balance as reflected on a credit bureau report,
Does this imply that they will not be seeking a judgment? Will I receive WRITTEN documentation in the event a judgment is filed? It is my understanding that under Texas law a credit card company cannot secure a lien against your homestead? Is it accurate to say that they cannot secure a judgment against your homestead that would prevent you from transferring clear title? |
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