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Charged off accounts on credit record
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I may be incorrect, but I was told that if you do not pay a credit card for 7 years without filing for bankruptcy, they can no longer hold it against you on your credit report... (bankruptcy is 10 years)... My question is this--if the credit card company does a "charge off" and sells your debt to...
Charged off credit card
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My husband has been summoned to what is either a pre hearing or mediation for a master card that shows on his credit report that it is charged off. The letter also show that had reach some sort of mediation in August of 2007. We have no knowledge. We want to know how to proceed and do we need a...
My credit account was charged 1 year after my purchase.
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I made a purchase at a major online retailer in January 2006 for $469. The charge didn't appear on my account until just last month, February 2007 (13 months late). Can the retailer or credit card issuer do this? Isn't there a limit to how long they can wait after delivering the merchandise to...
Need to Settle Charged off credit card.
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Ok a little about my situation, I once upon a time had a visa credit card with Providian National Bank, But due to some unforeseen circumstances I could not pay the card payments. I had to choose between the credit card payment and my home so I neglected the visa payments. This is something...
Credit Card Debts / Charged offs
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I have 3 credit cards which two of them already reported to CRA my account as R9 ( Charged off ). I was told by so many people that credit card companies after 180 - or 210 days after first delinquency they charge off the account. And turn the account usually to collection firms. I have contacted... View more questions Search
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