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Type: Posts; User: Bobak

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  1. Answers
    2
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    1,766

    Can I sue my lender?

    A few months ago, I walked into Wells Fargo to make my equity line payment. I handed them the statement and wrote a check for the amount owed. Next month, I show as being past due because the...
  2. Answers
    15
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    2,683

    Haha, the funny thing is that you look at an...

    Haha, the funny thing is that you look at an amortization schedule and take it for fact without analyzing it. You argue that interest is not collected in advance, but then come back and say "yes it...
  3. Answers
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    2,683

    I can see where scott gem is coming from with his...

    I can see where scott gem is coming from with his argument but I disagree. An amortization schedule is set up so that you pay a majority of interest in the early years. It does not have to do with...
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    374

    Washer has slight drip

    My washer is only 2 years old and is dripping from the bottom (about 4 inches from the front right corner. It's not any of the hoses or anything, but I want to have an idea of what I'm doing before...
  5. Question: Credit score

    by Bobak
    Answers
    3
    Views
    1,543

    There is no set # that your score will increase,...

    There is no set # that your score will increase, but you can opt-out for 1year, 5 years, or permanently and they will no longer send you offers from "prequalified" credit cards or insurance policies....
  6. Answers
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    1,479

    Hire a professional to take care of all of these....

    Hire a professional to take care of all of these. You can try contacting the lenders directly if you want. They're number should be towards the end of your credit report. Find a good reputable...
  7. Question: Need Mortgage Help

    by Bobak
    Answers
    7
    Views
    1,637

    Talk to your insurance company. Most will have a...

    Talk to your insurance company. Most will have a policy to cover "malicious mischief". File a police report against the tenants for vandalizing your property, and use that as proof to your...
  8. Answers
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    2,800

    With credit that bad, you may want to either look...

    With credit that bad, you may want to either look into really generous subprime lenders or hard money lenders. There are steps you can take to fix your credit. I can refer you to an outstanding...
  9. Question: Refinancing

    by Bobak
    Answers
    4
    Views
    1,105

    Dwight is correct. Even if you received an...

    Dwight is correct. Even if you received an interest rate as low as 5%, it doesn't look like it'll be worth it to you to refinance unless you're in desperate need to cash out.
  10. Answers
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    6,068

    Not at all. What you should understand is that...

    Not at all. What you should understand is that the names on the title and the names on the loan are 2 completely different things. You'll still be the only person on the loan, but you can add him...
  11. Answers
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    753

    it depends on what your long term goal is. Are...

    it depends on what your long term goal is. Are you looking to sell the place after 5 years or are you going to refinance again?
    If you are looking to sell the place, you shouldn't worry about...
  12. Answers
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    2,683

    There are a few things you want to keep in mind...

    There are a few things you want to keep in mind when calculating how to pay off your home as fast as possible.
    First, when you're in a fully amortized program (principal + interest), you have to...
  13. Question: GFI - Open Neutral

    by Bobak
    Answers
    1
    Views
    1,333

    GFI - Open Neutral

    I read through the previous question and answers asked on here, but it did not help me solve this problem. I recencly replaced 5 GFI Receptacles in my kitchen and bathroom. All were only one white,...
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