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Type: Posts; User: adeena

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  1. Answers
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    526

    I don't know about Michigan, but several of the...

    I don't know about Michigan, but several of the normal tax forms (state of VA) I had to fill out always had an option saying that that would be my last filing. I believe the federal forms had the...
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    823

    You didn't provide much information, but this...

    You didn't provide much information, but this sounds very suspicious to me... Who sent the letter? Was it the original creditor or a 3rd party company? If it's a 3rd party company, you can probably...
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    724

    Jondon, My credit was far from perfect when I...

    Jondon,

    My credit was far from perfect when I started my retail business. I agree with everything Clough said above, but would also add one more thought: think about starting with a partner. If...
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    726

    It depends on what you really want to do. I have...

    It depends on what you really want to do. I have two BS degrees - one in Physics and one in Astronomy, both from the Univ of Maryland.

    Most people I know, in order to *do* Astronomy, wind up...
  5. Question: Start a business

    by adeena
    Answers
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    584

    sasiatham, When I started my business, I...

    sasiatham,

    When I started my business, I started by writing a business plan and *then* thinking of ideas. The business plan helped to flesh out the idea and see if the idea made sense. It took...
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    900

    Try reading this book: "Streetwise Small...

    Try reading this book:
    "Streetwise Small Business Turnaround: Revitalizing Your Struggling or Stagnant Enterprise" by Marc Kramer.
    I found it very helpful.

    -Adeena Mignogna
    Author of "Cute...
  7. Question: Following up

    by adeena
    Answers
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    919

    As a business owner of a retail store who has...

    As a business owner of a retail store who has employed many teenagers over the past several years...

    Only one follow-up is necessary. Meaning just call once *or* stop in once *or* mail a letter...
  8. Question: How to say it

    by adeena
    Answers
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    751

    I don't think you necessarily need to use a...

    I don't think you necessarily need to use a template... negotiation of this sort sometimes works best when it's a little more personal, not professional.

    Simply ask the company to sell you the...
  9. Answers
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    14,857

    There's no good way to do this, but there are...

    There's no good way to do this, but there are plenty of bad ways.

    (But first... is it possible to keep your existing customers on whatever service level they're at and only increasing your...
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    If your client is a small business, ask for "the...

    If your client is a small business, ask for "the person who handles advertising decisions". If it's a larger business, it may vary... ask for "the marketing department" or still, the "department who...
  11. Question: 401k distribution

    by adeena
    Answers
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    839

    First - I'm not an accountant or financial...

    First - I'm not an accountant or financial advisor - I'm just someone who's had my share of debt issues.

    If I were in your situation, I would be asking myself the following questions:
    1) once I'm...
  12. Answers
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    No matter what type of business you're interested...

    No matter what type of business you're interested in starting, you should write a business plan. This is where to start. There are many, many good books out there on how to do this (everything from...
  13. Question: Engineering types?

    by adeena
    Answers
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    1,195

    Check out the engineering page on Wikipedia: ...

    Check out the engineering page on Wikipedia:

    Portal:Engineering - Wikipedia, the free encyclopedia

    It breaks out the major disciplines.

    Here's another suggestion... consider studying physics...
  14. Question: What should I do?

    by adeena
    Answers
    3
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    564

    At a minimum, you should be looking for a...

    At a minimum, you should be looking for a different job - it sounds like one possibly working with kids.

    Where are you looking that you can only find jobs that require a masters? Look at...
  15. Question: Math, Proportions

    by adeena
    Answers
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    3,927

    Hi! First, make sure you understand what the...

    Hi!

    First, make sure you understand what the question is asking.

    In this case:
    97 is 49.6% of What?

    What = X

    Next, hopefully you've learned some simple algebra tricks like...
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    I *think* you're interested in the 203(k) loan...

    I *think* you're interested in the 203(k) loan program. Look here: FHA 203k loan rehab guidelines and requirements

    -Adeena
  17. A bank loan is not necessarily out, especially if...

    A bank loan is not necessarily out, especially if you own your own home. Talk to a bank. Actually, talk to several. Make sure you ask about "SBA-backed" loans or other SBA options. In fact,...
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    It sounds like you just need to start from the...

    It sounds like you just need to start from the beginning. :) That means start writing a business plan. A business plan will help you figure out what you don't know and what you need to know. For...
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    You should probably understand what all the...

    You should probably understand what all the processes that are running on your machine are and possibly disable any that shouldn't be there.

    Go to ProcessLibrary.com - The online resource for...
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