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Type: Posts; User: hardwired

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  1. Question: DirectBuy

    by hardwired
    Answers
    39
    Views
    31,299

    This is only good for real estate transaction. ...

    This is only good for real estate transaction.

    Plan to honor the agreement and hopefully it works out in three years worth of large purchases like furniture and cabinetry. I see a number of...
  2. Question: DirectBuy

    by hardwired
    Answers
    39
    Views
    31,299

    Is the DirectBuy membership agreement cancellable...

    Is the DirectBuy membership agreement cancellable within three business days by Federal Law?

    The membership agreement states:

    "Members understand this program is not sold on a trial basis and...
  3. Answers
    20
    Views
    21,947

    There were two accounts that I settled on some...

    There were two accounts that I settled on some years back and did not pay the full balance owed after the account went to collections. The balance showed $1 on one of the accounts and a couple...
  4. Answers
    20
    Views
    21,947

    I would pay the full amount due. If you settle...

    I would pay the full amount due. If you settle for less it will show up as a balance that is delinquent. You want zero balance and paid in full to show up.

    As part of paying the balance in full,...
  5. Answers
    1
    Views
    1,333

    Additional Casualty loss expense

    I claimed property loss for a fire in 2003 in 2004 and claimed losses not covered by the insurance on the building.

    We did not get back into the home until July 2005 and the insurance did not...
  6. Answers
    5
    Views
    5,638

    I got burned by a settlement in the past where I...

    I got burned by a settlement in the past where I paid less than the amount owed and it showed up as a chargeoff with the remaining amount shown as a balance owed. I later paid the remaining balance...
  7. Answers
    5
    Views
    5,638

    It's not on my credit report last I looked at it...

    It's not on my credit report last I looked at it and I don't want it there as it will ding my credit rating hard.

    The Consumer Rights Information on the back states"



    Should I dispute the...
  8. Answers
    5
    Views
    5,638

    Questionable old debt now in collection?

    I just got a collection notice claiming I owe $72 to Prism Venture who I have never dealt with. Calling the number on the Collection notice they state is a Columbia House account and that the...
  9. Answers
    3
    Views
    1,364

    I took half a dozen flights along with hotel...

    I took half a dozen flights along with hotel stays over six months. Are the flights and hotel stays deductible as long as it was a temporary situation? What would be the litmus test for an auditor?
  10. Answers
    3
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    6,907

    Code 1 in Box 7.

    Code 1 in Box 7.
  11. Answers
    3
    Views
    6,907

    401K Distribution penalty

    I had no choice but to take a hardship withdrawal from my 401K after being let go by my employer. It was a difficult time also having been displaced by a house fire and having to rebuild our home...
  12. Answers
    3
    Views
    1,364

    Employment and Relocation expenses

    I worked in FL for 6 months last year while the family remained in MA. In December I left the job in FL for an opportunity in MA. We were in the process of relocating but my spouses situation with...
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