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I know they can sue me but is it in there best interest to do so over such a small amount? I mean if we pay and they accept it doesn't that mean they accept my payment plan. They are asking...

Absolutely do not learn from your mistakes but do not take your life over it. Nothing is unfixable. I am sure you have many people that love you including your parents, so trust that and confide in...

We live in CA and yesterday my hubby was contacted by an attorney regarding one of our credit cards. We are delinquent on this account. We were told they purchased his $1500 debt and were given 3...