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I'm so sorry to hear about this. I have a feeling that I will be in the same boat soon with Discover. Between my husband and I we owe about $25k to them and the Law firm/debt collector wants $6-7k...

Kahokamo-did Clearpoint make monthly payments? I am currently with a negotiation firm and they are with the BBB - did my homework- but I have recently found out that they collect 15% of my o/s debt,...

FThank you Fr_Chuck. I see that being sued for small amounts is common. I feel guilty about what has happened and ashamed. For the most part, I feel I am trying to buy some time because in a year...

Thank you progunr. I hate being in this situation and never planned to be where I am today. But then again, do any of us? After more research, I am finding that all options out there aren't easy. ...

I recently filed with a firm (Feb) to negotiate my debt. I was told, after-the-fact that negotiation does not begin until enough money is in my escrow account, although the creditors are notified...