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Paying debt is the only way to build credit, that is what the system is modeled after.

Create an account with credit karma or some other free credit monitoring company.

This will give you a...

Credit builder loans generally serve a purpose, are you looking to refinance? Do you have bad debts?

https://www.creditkarma.com/personal-loans/i/small-loans-for-bad-credit/

This is a good...