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IRAs and 401(k)s are not necessarily part of the estate. Generally, they have a named beneficiary set when the account is opened. The proceeds of the account then go to the named beneficiary. No will...

A 401(k) is a company benefit run by the company. If he had one with his company they will have a record. What did the benefits department tell you?

An IRA, on the other hand, is an account that...