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Type: Posts; User: Lil
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I received a letter from Chase Cardmember Services offering a settlement of $1,303 on a debt of $5,211. The account was charged off as a bad debt three years ago. I've hit hard times because of my...
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My bank account has been garnished. Can they also garnish an income tax refund due me? My taxes are due soon, and I'm not sure whether I should file for another extension, or what I can do to prevent...
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What recourse do I have when a creditor or collector has violated the Fair Debt Collection Protection Act?
In one case, they did not stop calling after a cease and desist letter.
In another, they...
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I fould a webiste with Michigan law that states I can request for Filing a Request for Installment Payments.
Can you please give me that web site's URL? I'm in a similar situation.
TIA,
Lil
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What should have happened is the judge should have asked the plaintiff to produce verification of the debt. If they couldn't you should have asked for a dismissal. If tha't not the way it went,...
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Well, I had no money in my checking account and wasn't smart enough to close my business account. The credit union tells me they can do that with a dba account, but not if it were a corporate...
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That was three employers ago, so I'm concerned that they'll embarrass me with the last two employers, too.
Thanks for all the advice, everybody.
Lil
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A credit card won a judgment against me without a trial. (They and I were totally unprepared for the pretrial hearing. Their lawyer had nothing with him that the judge asked for. I had nothing that I...
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I indicated my intention to defend against the suit by responding in writing to the request for a default judgment and by showing up in court. I was shocked when the judge handed down a default...
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OK, I responded to the request for a default judgment against me, indicating my intent to defend myself at the trial. Now I got a notice of a hearing for entry of default judgment. Of course I'll...
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How does one file a motion for discovery in Michigan? I understand it is sent to the lawyer for the side who is suing me. Do I send a copy to the court? Is there a particular format that needs to be...
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Honestly, I can't even afford to pay the hardship plan amount any more. I was hoping I could win the whole thing based on their failure to validate the debt.
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Thanks for asking! I can really use the help. Autoelec is not me, but s/he is correct: the suit is over credit card debt. After trying credit counseling and getting nothing but offers of debt...
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Yes, I went to court for the pretrial hearing. I have a court date for the hearing. I *do* plan to go and defend myself.
This letter and motion arrived between the pretrial hearing and the actual...
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How does one respond to a motion for a default judgment in a Michigan civil case? The letter from the lawyer says pursuant to MCR 2.602(B)(3), the judgment is submitted for signing if no written...
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I just got a "notice of submission of order under 7-day rule" dated April 6. Pursuant to MCR 2.602(B)(3), a law firm is asking for a judgment if no written objections are filed within seven days...
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I'm told that if a firm refuses to validate a debt under the FDCPA, they may not legally collect the debt. Further, I'm told that a billing statement is not considered proof. Is that true? If so, can...
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