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Type: Posts; User: giJ

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  1. Answers
    6
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    1,984

    I can't speak to the specifics of this case...

    I can't speak to the specifics of this case (where there was a marital relationship involved), but I can tell you this: when I first started looking into buying houses at foreclosure auctions in the...
  2. Answers
    3
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    862

    In my state (VA), you have to evict. It is a more...

    In my state (VA), you have to evict. It is a more "streamlined" eviction process because of fewer notices required, but will still take 30-60 days.
  3. Question: Quick Deeds

    by giJ
    Answers
    4
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    617

    The term is "quit claim" deed, not "quick deed". ...

    The term is "quit claim" deed, not "quick deed".

    And the owner of the house is the one who "does" it, not the buyer.

    And most loans are not assumable; they have a "due on sale" clause, which...
  4. How is the house owned now? If it's joint with...

    How is the house owned now? If it's joint with rights of survivorship (common among married couples), the house will be 100% hers as soon as it dies. It will not be part of his estate.

    If your...
  5. Question: Reo depts

    by giJ
    Answers
    1
    Views
    893

    Depends on the bank. Wells Fargo is so...

    Depends on the bank.

    Wells Fargo is so swamped right now (they just bought out a bunch of REOs from another major bank -- but I can't think of who right now) that they don't want anyone talking...
  6. Answers
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    770

    Some of them, yes. Some of them, no. It...

    Some of them, yes. Some of them, no.

    It depends on exactly which fees you mean. The ones imposed by the bank, no. The ones imposed by the Government (recording fees, for example), yes. Title...
  7. Question: Roommate just left!

    by giJ
    Answers
    3
    Views
    894

    Bob never signed the lease. You let him move in...

    Bob never signed the lease. You let him move in even though he didn't.

    You tried to, effectively, steal his possessions from him by prohibitting him from moving them whenever he wanted. He had to...
  8. Answers
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    1,332

    In Virginia, foreclosure auctions are called...

    In Virginia, foreclosure auctions are called Trustee's Sales.
  9. Answers
    3
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    1,450

    At least in VA, this is not completely true. The...

    At least in VA, this is not completely true. The "past owner" owns it up until the moment the auction ends. The deed is signed at the end of the auction transferring ownership. It doesn't tend to be...
  10. Answers
    3
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    1,450

    I live in Northern Virginia, and have bought...

    I live in Northern Virginia, and have bought properties at foreclosure auction.

    If he gets a buyer before the auction, the buyer would have to assume your lease.

    If the house house is...
  11. Answers
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    3,724

    What does your lease say? Does it give you a full...

    What does your lease say? Does it give you a full bath room or access to a full bathroom? Does it give you both rooms, or just one room?

    What is the term of your written lease?
  12. Answers
    5
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    5,551

    Does she get mail at your house? Presumably, she...

    Does she get mail at your house? Presumably, she does, so I'd be VERY wary of taking s2tp's advice: she may be seen as a tenant, even if she didn't pay "rent" per se.

    File to have her evicted....
  13. Answers
    4
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    2,807

    Can you please tell us what you really want to...

    Can you please tell us what you really want to know? This question doesn't make any sense to me, because of what a statute of limitations is, and what a mortgage is. I'm sure there's a story long...
  14. Answers
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    766

    No, the cancelled checks prove when you moved in,...

    No, the cancelled checks prove when you moved in, and that you paid those months. You could have been on a month-to-month until October, when a long-term lease began.

    When did you sign the lease?...
  15. Question: New home cracking!

    by giJ
    Answers
    4
    Views
    1,617

    A home inspector should be able to tell you if...

    A home inspector should be able to tell you if it's normal settling or something more. You don't need a full inspection though you probably want one to see if there's anything else wrong. I had one...
  16. I bought a property at a foreclosure auction last...

    I bought a property at a foreclosure auction last month, so I can tell you how I handled it (and what I will do differently next time). This is based on Virginia laws and procedures, though, so I...
  17. Answers
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    771

    If they are adults living in the house, then I am...

    If they are adults living in the house, then I am fairly certain Apartment Management has this right.

    I'm confused about the issue with your son and girlfriend breaking up. If they're breaking...
  18. Answers
    6
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    2,103

    The lease, essentially, requires 5 months of...

    The lease, essentially, requires 5 months of payment from the time you give notice. Two where you have access to the apartment, 3 where you do not. So I'm willing to bet that they can insist you pay...
  19. Question: Notice to tenant

    by giJ
    Answers
    4
    Views
    1,074

    What state are you in? Different states have...

    What state are you in? Different states have different laws.
  20. Question: Privacy

    by giJ
    Answers
    3
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    1,169

    Also, refer to your lease.

    Also, refer to your lease.
  21. Answers
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    2,239

    Virginia Foreclosure and Eviction

    Hello,

    I purchased a home last week at auction. I close tomorrow, if everything goes right (otherwise, I close Tuesday). The previous owner is still living in the house. How do I have her...
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