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Type: Posts; User: Magpie95

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  1. Question: Help wanted

    by Magpie95
    Answers
    2
    Views
    481

    This is typical with people as they begin working...

    This is typical with people as they begin working after college. Work changes a person's life. It can make you tired and worn out. The key to a good relationship is being able to weather these...
  2. Question: I am guilty

    by Magpie95
    Answers
    11
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    597

    It should be her choice to continue with you or...

    It should be her choice to continue with you or not. The only right thing to do is to tell her before you get married. Otherwise, you are going to start the marriage off based on a lie and that is...
  3. In this case, the second mortgage is usually...

    In this case, the second mortgage is usually canceled or "extinguished" in a foreclosure. The bank has to write it off as a loss. Because the mortgage held lists the property as the security backing...
  4. Answers
    3
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    603

    I have a similar scenario. I never knew my birth...

    I have a similar scenario. I never knew my birth father, although I was adopted and raised by the man my mom married. My biological father's name is really common. However, finally when I was in my...
  5. Right, 7 years and even then you may have to...

    Right, 7 years and even then you may have to write in to have it removed. However, typically you can improve your score over that time even with the foreclosure.. if you do everything right after...
  6. Question: Women

    by Magpie95
    Answers
    5
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    433

    Don't tell them our plan!

    Don't tell them our plan!
  7. Answers
    3
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    407

    It is also normal to question your family's...

    It is also normal to question your family's views, as well. Part of preparing to be an adult is learning different view points and deciding if you want to maintain those of your family, once you are...
  8. Answers
    17
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    1,694

    If your grandfather sold the property to you,...

    If your grandfather sold the property to you, then your grandmother's name should not be on there. Are you sure she is listed with you on the title and not just part of the chain of title? With their...
  9. Answers
    17
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    1,694

    You are right. Only your wife would have signed...

    You are right. Only your wife would have signed the note because her income was used in obtaining the loan. You both signed the mortgage, you're signature being the non-borrowering spouse.

    When...
  10. Answers
    17
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    1,694

    Wonderful!

    Wonderful!
  11. Answers
    17
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    1,694

    No the person that signs the note, is the person...

    No the person that signs the note, is the person who is taking out the loan. They don't necessarily have to hold title. Title is apart and separate from the security instrument. The confusion...
  12. Answers
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    1,694

    Michigan is a survivorship state. So no worries...

    Michigan is a survivorship state. So no worries there.
    I could look up the specifics when I get into the office if OP needs more info.
  13. Answers
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    1,694

    Or if he acquired it through an inheritance, gift...

    Or if he acquired it through an inheritance, gift or received it as payment of a claim, even after the marriage.
  14. Answers
    17
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    1,694

    The deed is the legal document that state...

    The deed is the legal document that state ownership of the property. The mortgage is the legal document that states who has financial responsibility of the loan against the property. You didn't sell...
  15. Answers
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    633

    Cramping after an abortion is common. You should...

    Cramping after an abortion is common. You should return to the doctor to be examined to be sure there are no problems. As far as successful or not, only a test will tell you. But it will take...
  16. Question: Is he or not

    by Magpie95
    Answers
    7
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    643

    So, you used him to help with your daughter, and...

    So, you used him to help with your daughter, and now you stay with him out of guilt? You should consider what is best for your children. If he is abusive, then I don't see a choice here.
  17. Answers
    5
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    650

    Agreed. However, there is nothing wrong with a...

    Agreed. However, there is nothing wrong with a girl asking a guy out either. If you like him, ask him.
  18. Question: Is he or not

    by Magpie95
    Answers
    7
    Views
    643

    Staying with a man just to have a father for your...

    Staying with a man just to have a father for your children is a poor reason.
    He is in prison... again. Seems unstable for children. How is that being a good father?

    Please, refrain from using...
  19. Answers
    5
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    650

    I don't see what has made you feel foolish. He...

    I don't see what has made you feel foolish. He asked you to look at his pictures and you did. You responded that you liked them. End of story. He invited your opinion. The fact that you find him...
  20. Answers
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    1,265

    I recommend getting it looked at. If you got it...

    I recommend getting it looked at. If you got it pierced at a reputable place, then the piercer should be well versed in possible issues.

    That being said, I do have some experience with this. Did...
  21. Answers
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    1,710

    I remember growing up with my four siblings....

    I remember growing up with my four siblings. Every outing was a production. Forgetting homework and lunches, and the youngest soiling her diaper, as soon as we were in the car. There isn't a day that...
  22. Answers
    21
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    1,710

    Oh my goodness, you are Wondergirl! I LOVE...

    Oh my goodness, you are Wondergirl! I LOVE history. I have an obsession with Ben Franklin. Recently, I have started taking evening and online classes at UNT to get a BA in history. Currently, I have...
  23. Answers
    21
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    1,710

    Rarely worked full time? That is awesome that you...

    Rarely worked full time? That is awesome that you made your life a priority and how you lived it. And the ups and downs I have seen with my siblings and their kids. So, you are so right about that. I...
  24. Answers
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    1,710

    Wow. This is exactly what I was hoping for....

    Wow. This is exactly what I was hoping for. Different perspectives. Joypulv, do you feel you've gotten to do and see more? I mean, one of the things we are considering is the fact that we both LOVE...
  25. Question: My ex BF

    by Magpie95
    Answers
    24
    Views
    1,864

    It is unfair to your current boyfriend to stay...

    It is unfair to your current boyfriend to stay with him in hopes of loving him one day. Think about how you would want to be treated if the situation was reversed. Plus, it sounds like you are not...
  26. Answers
    21
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    1,710

    To Spawn or Not to Spawn

    The question of having children has recently come up in my relationship. My honey and I are very open and communicative about any and all things. With this subject we are both on the fence. We can't...
  27. Question: The war on women

    by Magpie95
    Answers
    1,516
    Views
    51,513

    This is hilarious! I like Joe even more now!

    This is hilarious! I like Joe even more now!
  28. My beagle was the toughest for me too! Haha.....

    My beagle was the toughest for me too! Haha.. little boogers. You got to love 'em.

    Boxers are way easier. Its just a matter of time with any dog. But they are so worth it. Even this snoring...
  29. I agree. Dogs need you to be in charge. They will...

    I agree. Dogs need you to be in charge. They will assume the position if you do not take it. You have to be the pack leader. I know that sounds corny, but true.

    That being said, the breed does...
  30. The dog I had before my boxer was a beagle. I...

    The dog I had before my boxer was a beagle. I LOVE them. Yes, stubborn! Oh gosh. But after he turned two, the best dog ever. I would have another beagle, except I inherited the boxer and bulldog when...
  31. I get what you are saying. Maybe I am a crazy dog...

    I get what you are saying. Maybe I am a crazy dog owner... it's likely. However, She would go to my bedroom door right away no matter where we were (not planning all day, dogs seem to have very short...
  32. I have a 3 year old boxer. She stays in the house...

    I have a 3 year old boxer. She stays in the house while I am at work all day. She does really well. Doesn't chew, pee, poop, etc.. for around 11 hours during the day. There are a few things I have...
  33. Yes, actually there is a Love zodiac sign. Your...

    Yes, actually there is a Love zodiac sign. Your normal is actually your Sun sign. It is the house the sun was in when you were born in relation to the earth. Your love sign is the house Venus was in....
  34. Answers
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    Yeah, like the "Let america be america" line from...

    Yeah, like the "Let america be america" line from Romney that happened to be a KKK slogan?

    Hear! Hear! About the straw man refrain. Over it.
  35. Question: Mobile home

    by Magpie95
    Answers
    1
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    395

    For manufactured homes, you can request this...

    For manufactured homes, you can request this through the department of housing. It is actually called a 'Statement of Ownership and Location' (SOL). I believe they quit issuing actual titles. However...
  36. Answers
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    519

    Does it have Jet Li in it? It sounds a little...

    Does it have Jet Li in it? It sounds a little like Hero.
  37. Answers
    254
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    13,239

    That was my point, I don't know where you are...

    That was my point, I don't know where you are going with your responses. Isn't part of expressing your opinion, getting others to understand your point of view?
    Here you go again, just dismissing it...
  38. Answers
    8
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    1,671

    Thanks for the link! I was not aware of this info...

    Thanks for the link! I was not aware of this info as it relates to the IRS, only the tax assessor side of things. Very informative.
  39. Answers
    254
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    13,239

    Sarcastic, passive-agressive language makes you...

    Sarcastic, passive-agressive language makes you seem defensive and sensitive. I didn't get that from paraclete's point at all. The statement to me read that everyone has some B/S and there is a...
  40. Answers
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    1,671

    This applies to a write off interest and property...

    This applies to a write off interest and property taxes. However, if the property is in a homestead state, the exemption on taxes can only be on the primary residence. Here at work (I work for a...
  41. Answers
    254
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    13,239

    I agree. However, we aren't going to get very far...

    I agree. However, we aren't going to get very far if one party (republicans) are crying "but..but..but...everyone thinks were racists! Wahhh!" But then turning around and saying "that's because the...
  42. Answers
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    1,671

    Refinancing your home as a cash out, which is...

    Refinancing your home as a cash out, which is what I believe you are asking, is nearly impossible these days. There are even less Home Equity lines of credit even with the needed credit and DTI. I...
  43. Answers
    254
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    13,239

    Well, I don't know him personally. However, I...

    Well, I don't know him personally. However, I have not yet witnessed a slight of hand. As far as this whole topic, the idea that either party has a racial agenda reminds me of the things I've read...
  44. Answers
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    13,239

    Typical slight of hand. They are just changing...

    Typical slight of hand. They are just changing the subject. You make a valid point, and they point out something about Canada that has nothing to do with racism even.. they switched to healthcare....
  45. Answers
    254
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    13,239

    Wow. I vote for you! Seriously, the tea party...

    Wow. I vote for you! Seriously, the tea party doesn't represent the majority.
  46. Answers
    254
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    13,239

    You're right. I got lost a couple of pages ago....

    You're right. I got lost a couple of pages ago. I don't know what's going on but apparently speechlesstx gets called a racist a lot.
  47. Question: Lien on my home

    by Magpie95
    Answers
    3
    Views
    1,345

    Liens do not go away after any length of time,...

    Liens do not go away after any length of time, unless paid. They are filed with the county and become part of your chain of title. Even if you sell the house, the lien will appear on your settlement...
  48. Answers
    254
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    13,239

    Haha. You are completely over the top. Perhaps,...

    Haha. You are completely over the top. Perhaps, the democratic party is also secretly ran by aliens. I have never heard of this code word business. You sound very paranoid. I recommend wearing a foil...
  49. Answers
    254
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    13,239

    What does all this mean? What are code words? And...

    What does all this mean? What are code words? And how does it relate to racism?

    I think its great when people are passionate about their views. But it scary when a person has drank the Kool Aid to...
  50. Answers
    254
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    13,239

    Oh come on. You're just upset because he busted...

    Oh come on. You're just upset because he busted you guys on your hypocrisy. You're name calling the same as lefties did to Bush. You're no better in that department. And the fact that you are trying...
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