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  1. Question: HOA issue

    by moonlite
    Answers
    2
    Views
    2,307

    Excellent advice ! Thank you, and I will keep you...

    Excellent advice ! Thank you, and I will keep you posted.
  2. Question: HOA issue

    by moonlite
    Answers
    2
    Views
    2,307

    HOA issue

    I live in a nice community and pay my monthly HOA dues on time every time. I told them about a dead tree that is facing my backyard. The tree is very ugly and its dead branches extend well into my...
  3. HOA driving me crazy ! My rights as a homeowner ??

    Please can someone give me some advice before I start paying money to a lawyer. HOA rules state that no RV or boat shall be parked on a property and be visible from street or neighbor's house. When I...
  4. Question: Signed car title

    by moonlite
    Answers
    3
    Views
    4,446

    Thank you guys so much ! You have been very...

    Thank you guys so much ! You have been very helpful
  5. Question: Signed car title

    by moonlite
    Answers
    3
    Views
    4,446

    Signed car title

    I agreed to buy a very nice used car from someone, and I will be paying him a nice chunk of cash. What worries me is the title he showed me. It is signed and notarized. He says the car belongs to...
  6. Answers
    4
    Views
    1,291

    Thank you all for your responses !

    Thank you all for your responses !
  7. Answers
    4
    Views
    1,291

    Father of the bride speech advice, please

    Is a speech of 13 minutes too long ? By the time I go through introducing myself and thanking the guests (many of whom require a special mention as they will be coming a long way) I would have used...
  8. Question: UCC list??

    by moonlite
    Answers
    4
    Views
    2,150

    UCC list??

    I received a very strange phone call today from someone and now I am worried. What he said was the following: "I have your file here in front of me and I can offer you better rates." When I told him...
  9. Thank you. But don't you think re-gifting this...

    Thank you. But don't you think re-gifting this money by me to my siblings is a totally different animal ? I know the gift limit is $14K per year. If I pay more than $14K per year (which I am going to...
  10. What is the best way to handle this cash gift ?

    My family sold a property overseas. They decided they want to give me and my siblings a cash gift of about $40K. They also designated me as the person to receive the money and then distribute it...
  11. Thank you for all the responses. They were much...

    Thank you for all the responses. They were much appreciated. I guess I will give it and hope for the best !
  12. How can I give out my social security number and still be safe ?

    I did a big side job in the technical field to a local company. Before they could issue me a check, they want my social security number. It appears this is a normal practice for companies to do that....
  13. Answers
    6
    Views
    521

    Thank you ! You guys rock. I appreciate the...

    Thank you ! You guys rock. I appreciate the advice.
  14. Answers
    6
    Views
    521

    Healthcare power of attorney

    My sister has two children, 19 and 21. She loves them of course but she does not trust their judgment. She discussed with me the possibility of her giving me a healthcare power-of-attorney so I can...
  15. Answers
    0
    Views
    544

    Vendor not returning my item

    I sent my iPad to be repaired by a supposedly reputable vendor 1500 miles away. The vendor promises on his web site a 48 hour turn around. He has had my iPad for a week. Getting a response back via...
  16. Answers
    5
    Views
    2,604

    Thank you for the responses. So I as the service...

    Thank you for the responses. So I as the service provider must now take the next step and send them a contract that they must agree to before I can provide the service ? There is no doubt that these...
  17. Answers
    5
    Views
    2,604

    Purchase Order?

    Can someone please explain to me what a Purchase Order is ? Someone contacted me for a service and they said they "will be paying with Purchase Order". I do not want to sound like an idiot. But as...
  18. Answers
    2
    Views
    1,311

    Account settlement

    I offered to settle an account with a merchant for half the money he thinks I owed. I explained my reasons and he agreed to settle the account in full. I have two questions: how can I be sure he did...
  19. Answers
    1
    Views
    420

    Car leasing question

    We're considering leasing a new vehicle for my son to keep his monthly payments down. We examined all the lease terms and everything looks fine except for one. At the end of our 36 month lease...
  20. Question: Why teeth pain ?

    by moonlite
    Answers
    3
    Views
    814

    why teeth pain ?

    Not long ago I had some dental work done on the left. I had a cavity fixed in the upper teeth and a temporary crown on the lower side (waiting for permanent crown). Before this work, I had no pain at...
  21. Answers
    1
    Views
    517

    Buying a new car- need some advice

    My son is in the market for a new car. He wants to put a cash down payment to keep his payments low. Question - and please don't be a car salesman : is it better for us to obtain the most favorable...
  22. Answers
    6
    Views
    451

    Must open estate ?

    When someone dies here in the USA, are we required by law to open an estate for the deceased ? Can we save some money by not opening an estate if the deceased had absolutely nothing... no real...
  23. Maryland, USA. I do have the return receipt and...

    Maryland, USA. I do have the return receipt and nothing about damage is noted on it.
  24. Retailer wants to turn me to collections unfairly

    I purchased a TV from a local retailer. After about a month I returned the TV because I did not like its picture quality. Retailer refunded my money as I paid in cash. After one week the retailer...
  25. Answers
    3
    Views
    820

    How should I proceed with invention idea ?

    I've been working in my field for a long time and I came up with an invention that has a great potential. I discussed the idea very privately with very close friends and coworkers and everybody...
  26. Can a business leave bad credit without warning ?

    I would like to know if a business can leave bad remarks on a consumer's credit report without proper warning. For example, if there is a dispute regarding a bill, is there a law that says that the...
  27. Answers
    2
    Views
    481

    Executor needs help

    I found out my father has appointed me Executor of his Will. I am having an issue with disbursing a bit of cash he had saved up. One of the beneficiaries used to collect my father's social security...
  28. Answers
    1
    Views
    354

    Executor is suing me !

    My sister was named Executor of my father's Will. She is suing me for mishandling his social security payments and requesting that I give full account of all money I received on behalf of my father....
  29. Answers
    5
    Views
    441

    I agree. But in this case the rental property is...

    I agree. But in this case the rental property is generating a positive cash flow- lots of it. The return from this property are wired to bank accounts here in the USA. Are the recipients of this...
  30. Answers
    5
    Views
    441

    Is this income taxable ?

    I'd like to know if income received here in the USA from a rental property overseas is taxable and should be reported to the IRS. Thank you.
  31. Answers
    9
    Views
    1,041

    Sorry about that. My mother was never on the...

    Sorry about that. My mother was never on the deed. To the best of my knowledge, my father did the transfer with a help of an attorney and there is no reason to doubt his action. As for the "right of...
  32. Answers
    9
    Views
    1,041

    Thank you ! After checking county records, it...

    Thank you ! After checking county records, it appears that my sister was added as a Joint Tenant, not as Tenant In-Common. At some point, she went to court and made herself as sole owner to the...
  33. Answers
    9
    Views
    1,041

    Joint tenancy law vs inheritance

    My father passed away without leaving a Will. He lived in the house with his wife of over 40 years and my sister, who we found out was added at some point as a Joint Tenant. As a result, she became...
  34. Very low interest rate but high interest payment

    My daughter financed a $22k new car at 1% over six years. She figured her interest payment every month won't be very much. When she received her first bank statement she was surprised to find out...
  35. Answers
    4
    Views
    399

    Is refinancing good for us ?

    My son wants to know if refinancing is to his benefit based on the following:
    Mortgage amount is 129K at 5.5% interest 30 yr fixed. His monthly payment now is $970. The refinance deal will be for 30...
  36. Answers
    10
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    803

    Can this be considered discrimination ?

    My brother-in-law who is African American had an unloaded weapon in his checked baggage. He wanted to take it to another state to go to a shooting range and practice shooting the weapon with a friend...
  37. Answers
    1
    Views
    421

    Laptop cursor driving me crazy!

    I'm running Windows 7 for operating system. Every time I point my cursor at a word, it opens up a box automatically next to the word and gives me translations for this word in many different...
  38. Answers
    1
    Views
    406

    What can I do about harassing email ?

    Someone who does not know me at all sent me a nasty email. In the email, he calls me a "terrorist" and uses very obcene words I can't repeat here. He did that because I expressed my opinion in one of...
  39. Answers
    2
    Views
    639

    How good is a medical power of attorney ?

    When my mother was in good health, she gave me a medical power of attorney to make decisions for her when she gets seriously sick and is admitted to the hospital. Unfortunately, this time has come....
  40. Is there such a thing as a screen magnifier ?

    I have a tiny Notebook and I love it. The problem is that everything on the screen is too small and hard to see. Is there some kind of a magnifying glass that I can place right on the screen to...
  41. Answers
    6
    Views
    946

    Contact info lost too ! Maybe it's time for a...

    Contact info lost too ! Maybe it's time for a classified ad haha. Any other ideas please ?
  42. Answers
    6
    Views
    946

    Who is my doctor ?

    This is a strange question but I'm hoping someone will have the answer. My mother is elderly. Recently she visited a specialist for an eye problem and the doctor recommended minor surgery to fix her...
  43. Answers
    2
    Views
    480

    Are we breaking copyright laws ?

    My son has a school project to build a small website using tools available on the internet. He searched Google Images and picked the photo of a man working on a car (mechanic) and added it to his web...
  44. Answers
    2
    Views
    509

    Can we record live streaming ?

    Does anyone know if it is possible to record a program that is being broadcast live on the internet and if so how ? Thanks.
  45. Answers
    1
    Views
    404

    In high school very skinny

    My nephew is in high school but he is very skinny. Every time he goes for a physical the doctor says he's healthy so there are no medical problems. But we'd like to see him add on some "meat". His...
  46. Answers
    1
    Views
    359

    Can the bank do this ?

    I own an investment property that is not doing well at all and I'm seriously considering foreclosing on it. I've never done this before. When I purchased the property, it was worth much more than it...
  47. What's the best way to go after this person.

    I want to take legal action against this person but I'm not sure what is the best way to go about it. This person was the Executor of a will left by a relative to both of us. One part of the will,...
  48. Answers
    1
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    514

    Selling house as-is

    I'm trying to sell a single family house that is rented out and the rental lease expires in 3 months. The house has some issues and definitely needs some repair work. What are my obligations as a...
  49. Answers
    10
    Views
    2,063

    No, no. There is no question he intended to put...

    No, no. There is no question he intended to put it in her clothing because he told her he did. Anyway, we discussed the subject and based on all the opinions we received on this outstanding forum we...
  50. Answers
    10
    Views
    2,063

    She was not comfortable about it and she has no...

    She was not comfortable about it and she has no interest in him at all. She did not say anything because she wants to keep her job.
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