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Type: Posts; User: wendyCA

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  1. Answers
    4
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    1,313

    Dismissed in BK but lien remains

    In CH13, charges of 1400 for a dept store bill were dismissed by judge. During court, my atty failed to "make a motion to dismiss"

    And now I owe 3400 dollars-as a lien on my home. It includes...
  2. Question: Charge offf

    by wendyCA
    Answers
    2
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    540

    Was the word "foreclosure" mentioned?

    Was the word "foreclosure" mentioned?
  3. Answers
    1
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    695

    Correction! Principal: 530.29 Taxes ...

    Correction!

    Principal: 530.29
    Taxes 83.00
    Ins. 53.00

    Payment per month - 666.29
  4. Answers
    1
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    695

    Home Mtg refinance

    This loan sounds too good to be true since I have a FICO of 604 according to the mtg broker. But, have home which I own 56,000 on and it is estimated to be worth 180,000. So maybe that is it. Mtg...
  5. Answers
    5
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    8,618

    I once made a big mistake in order to not miss...

    I once made a big mistake in order to not miss the car payment. Found a buyer who wanted me to wait a week until he sold his vehicle and then he could buy mine. I told him payment was due...
  6. Answers
    6
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    1,336

    Staples include milk, bread, eggs, OJ, cereal. ...

    Staples include milk, bread, eggs, OJ, cereal.

    Ice cream (light?), yogurts, butter (I do not use margarine but you may), cheeses for sandwiches.

    At vegetable isle, pick up lettuce, tomatoes, a...
  7. Answers
    17
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    14,973

    I'd hate to see this puppy unable to thrive. I...

    I'd hate to see this puppy unable to thrive. I can't think of a more painful experience than this.

    There are things on the shelf such as products that are similar to a mother dog's milk. Ask the...
  8. Answers
    17
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    14,973

    Four weeks old? Surely that is a typo! Can you...

    Four weeks old? Surely that is a typo! Can you return him to his mother until he is 8 weeks old if you actually did type that correctly?
  9. Answers
    5
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    13,425

    Update! Henry my dachshund had a foxtail removed...

    Update! Henry my dachshund had a foxtail removed from his nasal canal (near back of throat) and is now fine. It was fully intact and about one inch long.

    Thank you everyone!
  10. Answers
    5
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    13,425

    Foxtail in nose of Doxie

    Went for a lovely walk this morning but I am afraid a foxtail has been sniffed up the nose of my 6 mo old doxie dachshund.

    I dropped a tiny bit of olive oil in 15 minutes ago. It happed about 4...
  11. Answers
    3
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    1,275

    This explains in some detail the "pay right plan"...

    This explains in some detail the "pay right plan" or pick-a-pay plan as the broker called it. It sounds to me like it is avoiding paying the mtg so you can invest your money elsewhere. But, in...
  12. Answers
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    4,011

    Thank you again! I have appt with real estate...

    Thank you again! I have appt with real estate agent and broker today at 5:30.

    The realtor's father owns townhouse and thanks to the sage advice, which I received from you all, we are possibly...
  13. Answers
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    4,011

    Thank you. Both of your answers help immensely. ...

    Thank you. Both of your answers help immensely.

    The townhouse is 230,000 and the home I live in has 140,000 equity in it. The theory was to refinance original home with new mtg lender, take...
  14. Answers
    3
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    1,275

    Thank you. I am in the dubious position of...

    Thank you. I am in the dubious position of making a decision that could ruin my life!

    Thank God for boards like these.
  15. Answers
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    4,011

    Selling home/buying home simultaneously

    Real estate agent and the mtg broker she works with want me to refinance loan with them, take equity out of it and buy a townhouse, move into townhouse while maintaining my mtg with my present home...
  16. Answers
    3
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    1,275

    Pay-right mortgages?

    HSBC and now another mtg lender have excitingly described this type of loan which allows a person to get deducted interest rates over periods during which the mtg loan is paid as promised.

    Is...
  17. Question: Judgment/Ch 13

    by wendyCA
    Answers
    6
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    2,248

    Thank you for your answer. I agree with what you...

    Thank you for your answer. I agree with what you have said. Again, thanks. I'll pay this off ASAP. What I don't want is the amount to grow due to a long lapse in time.

    Thanks again! ...
  18. Question: Judgment/Ch 13

    by wendyCA
    Answers
    6
    Views
    2,248

    This judgment is also a lien on my home. The...

    This judgment is also a lien on my home. The CH13 dismissed all debt but allowed me to pay back mtg (I was penniless literally, went to food bank twice) in a stairstep fashion.

    I homesteaded but...
  19. Question: Judgment/Ch 13

    by wendyCA
    Answers
    6
    Views
    2,248

    Judgment/Ch 13

    I have judgment for 1400 on credit report. This amount was discharged in BK13 but my atty failed to make a motion to have it dismissed when at my hearing and hence, it remains on on my credit...
  20. Answers
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    1,966

    Thank you VLynn123. Henry spent a total of five...

    Thank you VLynn123. Henry spent a total of five days in the vet's hospital. It was very traumatic for him. He is home now but is weak and has forgotten all of the things we had learned (training...
  21. Answers
    13
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    1,966

    Henry is home, alive and well! Thank you very...

    Henry is home, alive and well! Thank you very much, once again.
  22. Answers
    3
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    1,453

    $5.00 unpaid bill haunting me

    I owed $5.00 on doctor's bill that was delinquent for a few years. I did not have enough cash to pay it at the time and due to negligence on my part, let it go. Called their office to make an appt...
  23. Answers
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    6,486

    Here is a link that will explain it...

    Here is a link that will explain it http://www.fortunecity.com/campus/psychology/781/bpd-dsm.htm#
  24. Answers
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    1,966

    Friday, 4:30 visit - Henry appears to be livelier...

    Friday, 4:30 visit - Henry appears to be livelier though is still refusing food. He drank quite a bit of water while I was with him though he regurgitated it shortly afterwards. He seems interested...
  25. Answers
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    6,486

    It is hard to suppress the knee jerk anger when a...

    It is hard to suppress the knee jerk anger when a BPD person goes into a rage.

    I'd explain to your son that he absolutely must remember to not take anything personally that his mother does and...
  26. Answers
    13
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    1,966

    in house = in the vet hospital (clarifying here)...

    in house = in the vet hospital (clarifying here) is what I mean.
  27. Answers
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    1,966

    Update - Henry is still with us. But he won't...

    Update - Henry is still with us. But he won't take in food. I am going to take in boiled rice mixed with chicken which the vet and I decided to do, anything at all to get him to eat. He is fighting...
  28. Question: So confused

    by wendyCA
    Answers
    4
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    995

    I remember being in sixth grade, in the school. ...

    I remember being in sixth grade, in the school. Mr. Woods, the math teacher was lining us in the cafeteria after lunch, to take us back to class room. I was chatting with the person beside me. ...
  29. Answers
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    1,966

    Thank you, fredg. I fell in love with that little...

    Thank you, fredg. I fell in love with that little guy in a very short time. I am now counting the minutes until the vet's office opens. If he made it through the night, I think he will ultimately...
  30. Answers
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    1,966

    Thank you for responding so quickly. I will give...

    Thank you for responding so quickly. I will give an update tomorrow.
  31. Answers
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    1,966

    Doxie pup in hospital

    My three month old doxie, Henry, is in the hospital. He had been fine, woke up at 3:00 AM Monday morning with diarrhea and vomiting. I took him into vet and had him receive lactated ringers. ...
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