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  1. If the Mobile Home has been designated real...

    If the Mobile Home has been designated real property they it is part of the land. In Florida it would have a real property sticker on it and no longer require an annual tag renewal
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    Sounds like you would have to start with a...

    Sounds like you would have to start with a secured credit card. A secured credit card would require you to deposit a certain amount in a savings account and they you get a credit limited based on...
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    The FDIC doesn't release its ratings of banks to...

    The FDIC doesn't release its ratings of banks to the public. You can probably go to FDIC.gov to find resources that give ratings
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    Lots of brushing and the furminator works great,...

    Lots of brushing and the furminator works great, it's worth the price. By the way I only paid $50 for mine (large) so it depends on what pet supply store you buy it at. I have 4 golden retrievers...
  5. I married my husband when he was 23 and I was 31....

    I married my husband when he was 23 and I was 31. Married now 16 1/2 years and still going strong. It can work.
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    I agree with Lisa. Official Public Records don't...

    I agree with Lisa. Official Public Records don't begin until the recording of the Deed whether Quit Claim or Warranty.
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    Contact an attorney

    Contact an attorney
  8. Title companies can't do deeds unless they are...

    Title companies can't do deeds unless they are handling the transaction. It would need to be an attorney
  9. I'd ask to get a credit at closing. Unless you...

    I'd ask to get a credit at closing. Unless you are already getting a credit from the seller that shouldn't be a problem
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    RESPA requires that certain disclosures including...

    RESPA requires that certain disclosures including a Good Faith Estimate be presented at application so you should have been given closing information from the beginning. If he had locked your rate...
  11. He needs to file a dispute with the credit bureau...

    He needs to file a dispute with the credit bureau because he didn't file bankruptcy. It would have to be in the public records for the bankruptcy itself to show up on his report. The bank that holds...
  12. Have you spoken to Cap One about the zero...

    Have you spoken to Cap One about the zero balance? Did you get anything from them after the payment was paid showing settlement accepted? A letter from Capital One would work just as well as you...
  13. Basically the creditor reports to whichever...

    Basically the creditor reports to whichever credit bureau they want to. In most cases they report to all 3. If you dispute an item with 1 bureau then they get the info directly from the creditor...
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    3 issues here. 1 would be the mortgage company...

    3 issues here. 1 would be the mortgage company approving your credit with a repo less than 3 years ago and if they require it to be paid in order to be approved. What does the loan officer tell you?...
  15. Disputing the item with Equifax will on help...

    Disputing the item with Equifax will on help Equifax. You need to dispute the item with all 3 bureaus Transunion and Experian being the other 2.
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    You age is an important issue here as the law...

    You age is an important issue here as the law states how late in the evening you can work depending on how old you are along with how many hours allowed during school year
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    Just remember the credit card companies don't...

    Just remember the credit card companies don't care about what your divorce paperwork says. You are both obligated to the debt and they can still collect from you if he doesn't pay
  18. I would ask the title company if they can contact...

    I would ask the title company if they can contact the cr card company to have the judgement removed as they need to provide clear title and you can show them your Bankruptcy paperwork showing the...
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    Small claims in Florida is $5000. Did you get...

    Small claims in Florida is $5000. Did you get any phone numbers etc of any other witnesses? Without full coverage insurance on your side you are stuck with handling this yourself or hiring an...
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    I would say a survey would solve that problem. ...

    I would say a survey would solve that problem. Can't get a lien for no apparent reason. You have to go to court or he had done some work for you that didn't get paid for.
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    What's up with Momma? Did she pass away or...

    What's up with Momma? Did she pass away or reject the puppy?
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    Well even though you are 26 you still live with...

    Well even though you are 26 you still live with mom so have to follow her rules. Coming from a mother of a 24year old who both go to church every week I would say no to this dress too. Even though...
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    Lots of people purchase a property in the name of...

    Lots of people purchase a property in the name of an LLC. There is nothing illegal about that. With you buying in US and being Canadian you are considered a foreign national. Depending on what type...
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    You didn't say how much weight she lost. As far...

    You didn't say how much weight she lost. As far as food goes they usually have to be made to leave the pups to eat at first since her focus is totally on the pups. You have to make her eat. At 12...
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    There is some required counseling. It can be done...

    There is some required counseling. It can be done on-line or over the phone. There is pre- counseling and then post counseling prior to discharge. Most Consumer Credit Counseling agencies do pre and...
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    I disagree. Most states there is not waiting...

    I disagree. Most states there is not waiting period however there are several states that do have a waiting period. Some as long as 6 months like OK, NE & WI. Others are 30 days, 10 days etc. What...
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    DO you have another pet that she could be...

    DO you have another pet that she could be stealing food from?
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    Sounds like a UTI.

    Sounds like a UTI.
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    Judgments – Most judgments, including small...

    Judgments – Most judgments, including small claims, civil and child support, will remain on your credit report for 7 years from the filing date.
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    Perhaps the FHA secure refinance is the way to...

    Perhaps the FHA secure refinance is the way to go. This program was created for those whose ARM adjusted and then couldn't afford the payment. What state are you in? If you're in Florida perhaps I...
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    Your cost for filing BK will depend on the...

    Your cost for filing BK will depend on the particular attorney you use and the chapter you file. Chapter 7 is usually cheaper than 13 because it is overwith sooner and there is less paperwork. An...
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    I agree with Lisa. There are very specific rules...

    I agree with Lisa. There are very specific rules on how to collect on a bad check so an attorney would be the best way to go. In addition the information can be turned over to the local authorities...
  33. The other issue no one has mentioned here is if...

    The other issue no one has mentioned here is if the home has homestead on it. That's important too. Also if you are filing Ch 7 or 13. You will need to use an attorney and they can advise you on...
  34. Charge-off accounts – If your delinquent account...

    Charge-off accounts – If your delinquent account is charged-off, the record will stay on your credit report for 7 years.

    Closed accounts – If the account has delinquencies, those marks will stay...
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    Bankruptcy – Chapter 7, 11, and 13 bankruptcies...

    Bankruptcy – Chapter 7, 11, and 13 bankruptcies remain on your credit report for 10 years after the filing date. Chapter 13 bankruptcy records are sometimes removed after 7 years from the filing date...
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    I agree with excon in that you need to be dealing...

    I agree with excon in that you need to be dealing directly with the mortgage broker or loan officer. The realtor may have referred you to them but everything else is directly between the two of you....
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    Saying you have a family and a fiancé makes me...

    Saying you have a family and a fiancé makes me think you are a single parent. They cannot garnish wages of the head of household. I'd send in the paperwork and try to make payment arrangements. ...
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