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What are you trying to accomplish? I work with bank of america. I can help.

Will not go in your credit report.

1) Get a job.
2) learn about interest rates and how credit card works (or screws us)
3)find out what is the interest rate you paying on your credit card.
4) pay off the higher interest rate card...

Never heard of EAR. Is it Effective Annual Rate?

You can transfer balance forever but there is fees associated with each transfer. Unles you don't mind paying the fees, you CAN transfer the balance forever. Keep in mind, credit card companies are...

It looks like you have everything all over the place. You need to get organized first before you take any action. The situation you are in is not a bad situation but it looks overwhelming because you...

If you are looking to increase your credit score, you can open a secured credit card under your name instead of adding yourself as an authorized user on your son's credit card. Most banks will...