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Yes... I understand the risk part.
In the time it takes to repay, I would have $20,000 plus interest back in my original 401k, plus $20,000 in my new Roth IRA.
Main goal is that I can withdraw this...

Great advice... lets tell Washington this too !
"you want one and can't really afford one"

Idea, can I do this?
Loan from my 401k, lets say $20,000
No tax, no penalty... yes I must pay it back with interest to myself.
What if I take this $20,000 and open a Roth IRA.
Leave it there for...