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I understand that.

From what I understand, someone on probation is subject to being search at anytime by his PO.

Not arguing with that, not even arguing with anything that was said, just...

I understand laws don't prevent things from happening, but rather describes what happens to someone who breaks the law. Same as speed limit, legal age of drinking, etc, etc.

Off the topic of...

Right, they were told they could come in.

No, they weren't told they could search and as someone else mentioned, they weren't told they couldn't(to my knowledge). They didn't ask if they could...

Thanks for the responses... yes cops said that the stuff could be picked up, it hasn't been picked up yet. Property owners are out of town. He wasn't left alone in the house, but yes he was at the...

Wasn't his home. He was just there.

I am in Missouri. Without going into the long detailed story about what happened, I'll just provide the facts.

The people who lived at the home was not at home.
Cops came to speak to someone who...

Thanks all for the responses. The inmate has been in the same facility for 6 years. The only trouble that I am aware of is right after he went in, he allowed someone else to use his "code"(I really...

Does anyone know if it is possible for an inmate to request a transfer from one prison facility to another?

If it is possible, how would they go about that?


Also, if it is possible, are...

Send them a DV request via US Mail. Or, since it is past SOL and it due to be removed from your report in a few months, you can send them a cease and desist.

They can try to collect forever,...

A CC is considered a open account. SOL is 6 years.

Capital One recently tried sueing under the written contract SOL in Missouri and the defendant won.

Check state caselaw and see if this...

Check your SOL. I wouldn't admit to the debt, I would read on this boards and find out how to answer the summons.

Both judgments will appear the same on your credit report and a judgment will...

It really depends on where you live. Some companies will pull TU in one area but another in a different area.

In the Midwest, Target pulls TU, as well does Hooters, First Premier, and Wamu.
...

If this is a collection agency trying to collect, send them a DV letter. If they can not validate the debt, they can not collect on it.

Pull your credit reports, you can get them for free, see...

Check SOL. Unless a government debt, then chances are that they'd have to get a judgment before garnishing wages.

Also, check state statutes, they can't take all your wages.

Well, if you default on that CC debt, it could lead to more judgments and more liens.

If you can make the payments on the home equity loan, then the best bet would be to borrow enough to pay the...

Check with the county courthouse and find out if it has went to court and what you can do at this point.

SOL in Florida is 4 years for CC debt. Was your last payment longer ago than that?

If your name was on the lien, then you are responsible. What the judge ordered in the divorce is separate and you will have to deal with that separately. If the both of you were on the lien, then...

Check your state's SOL on the debt.

Also, is your husband active duty?

Unless Capital One was the bank that held her checking account, it is her debt regardless of whether she prosecutes her son or not.

She can prosecute him for stealing her money, but that won't...

How old is the debt? Is it past SOL in your state?

Can you not increase the home equity loan to include paying this off?

SSDI = Social Security Death Index

Rootsweb has one that is accessible for free.

SOL in CA is 4 years on all but oral contracts. So, if the debt is only 2 years old, you are within SOL.

Is it a collection agency or original creditor suing?

If there is a good chance that...

First... find out your SOL. Is it expired? If so, answer the complaint that the SOL has expired on this debt.

Second... do not ever admit to the debt, require them to prove it.

If they do not...

I think a BK would be worse on your score, just because it is a "public record" which is the worse you can have.

A foreclosure is just the status of one account. BK normally involves many...

It says I must spread the reputation around.

But, I agree with Scott. I would contact AAFES and ask about the account.

If it turns out that this account is paid and no balance owed to AAFES,...

When a original creditor sells an account, they will report a $0 balance. However, in my experience from helping others, the government never sells accounts. They only assign them to outside...

Gem,

Do you mind sharing where you search military records at, if you can? I am doing genealogy in my spare time, a place to search military records could help me. I use one place, but their...

Seven years past date of last activity has no effect on anything. Date of last activity is only important when determining if you are past statute of limitations. If you are going to pay in full,...

Even if you pay the accounts, they will still appear on your credit report, just show paid.

If you can negotiate a pay for delete, then they will be removed. Otherwise, they won't be removed until...

It should not be listed as an open account. It should be listed as a collection.

Charged off doesn't mean you don't owe. Charged off is an accounting term that creditors use, which means that they...

Anyone can get a death certificate without cause of death in the state of Florida. This may lead to the funeral home, which may help you with some answers.

I found a Billy Joe Martin with that bdate that has a son named Marc Martin(you?) and Billy Joe's parents are Bobby and Evelyn.

This Billy was married to Cathy and divorced in 1987.

It appears...

I have a subscription to a website that has North Carolina records on it.

If you want to provide an exact bdate, what county she was born in, year that she was shown on TV having a baby, parent's...

You can access Texas records online at Ancestry. This may give you more information about other children, his parents, siblings, marriages, etc.

If the person is deceased then try finding obituary records. Do you know a place of death or state at the least?

Do you have any other information. Try searching the SSDI as well.

If you go to superpages there are a few Keith Hopkins listed in Missouri.

You may try ordering a birth certificate for him. Google for Missouri department of vital records. I would put in his name...

I would pull all 3 credit reports from www.annualcreditreport.com an dsee what is/isn't reporting there. It should be too old to report, but that doesn't mean they haven't "re-aged" the account.
...

Even if they issue the subpeona and get proof of the debt, if it is past SOL they won't win. Expired SOL is your defense.

Just don't admit the debt, don't enter into a payment agreement, and...

CRA do not do soft deletes.

Certain accounts will be ignored by the FICO scoring algorithm while in dispute status.

The accounts themselves will appear on the credit report while in dispute,...

It doesn't matter if you opened an account with them. If you had an account with someone and it went delinquent, then they could have sent it to LVNV. Did you pay LVNV or the OC for this debt?

The...

I do not know what you are referring to as a "soft delete". It doesn't exist. The account is either deleted, verified and/or updated.

Things can be reinserted, however FCRA states that the CRA...

If this discharged began a week after your period and it is still happening, it has been a over a week it has been happening.

I would visit my family doctor or gyn soon.

I'm have no experience with a levy. However, according to this article, you should contact your local courts.

What is a Bank Levy?

If they are trying to collect more than they are allowed to...

Are you saying that they placed a levy on your bank account for nearly 5 thousand more than the they were awarded by the judgment(I'm assuming they obtained a judgment against you).

Just so that you are clear(too many people and too many insurance comapanies involved)... the owner of the vehicle in the accident is the case where the insurance company is denying based on not...

I'm not sure what the "state's uninsured motorist pool" is, but I do know that the check came from the insurance company. When the relative went to renew their insurance last week, the agent pulled...

No homeowner's insurance involved. It was the relative's automobile insurance that paid off. The relative was just letting "Joe" stay there temporarily. His fiancé and him was having some trouble, so...

I understand that the owner's insurance company has the right to refuse payment, etc, etc. This isn't about the ownder's insurance company or them refusing to pay.

I am trying to understand the...

No, they can't do that.


You need to research state statutes or caselaw to arm yourself with when reappearing in court. Google is your friend.