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OK guys let me throw this out there. The loan was through Ford Morot Credit and the last action on the account was in 2000. I didn't pay ford, I paid the collection agency so it sounds like this...

Thanks a lot for the info guys.

I co-signed for a car in 1999. In 2000 the person I co-signed for began to make late payments and eventually quit paying all together. In 2004 she filed for bankruptcy. In 2007 I was contacted by a...