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I've done some reserch and th ey threaten jail and arrest to a lot of people as scare tactic to get paymen what can I do and how do I know for sure it's a fraud it called riley james and associate...

A law firm called said I owe my old band 1200 for a payday loan that took place in 2006 they told me that if I don't pay half they will issuae a warrant for check fraud is this possible after 6 years