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The cleaner, how do you do this? "The true is that after a request for validation made during the 30 days period a debt collector must provide at least the original agreement where you promise to...

Also, use the power of a notarized affidavit whenever possible and deny everything they are claiming against you. THEY then have to proof it. After all aren't the attorney using signed affidavits...

Kate - I'm so excited for you. You've learned it's worth the fight. As for fixing your credit. That's a whole different subject. I unfortunately don't have many answers. I was successful with...

Forgot to add. They can only garnish your wages with a judgment and within in a state that lets them do such. Not all states allow these jerks to garnish you.

Jackierf. If you do go to court, don't bow down and just let them win. That is what they want to do. Fight them. There are different groups and services out there can can support you and help...

Just my opinion/ You need to evaluate your entire financial situation in order to make that decision. Bankruptcy can be done several different ways, possibly allowing you to keep your home if you...

hum. You know appraisals are often all in the eye of the beholder. I have personally received two different appraisals done at the same time, without either of the company's knowing what I was...

Do not dispute in on-line. You give up many of your rights in doing so. You can only dispute them and respond to them 3 times each within a 12 month period. Anything more than they they will...

Did you check with the clerk of court or your county records department? They should help you. With your filings you shouldn't have a problem motioning the court to quash the judgment.

I would suggest you open a new account, preferable with someone else or in a different state. Transfer all your funds to it. This would keep the crooks out of your money. You can set up new bank...

They will likely come after her and eventually repossess the car and charge her the so called looses to her credit report and possibly sell the debt to a collection agency. It could get nasty. You...

I would call them and tell them of your situation and see what they have to offer. If they know your going to default, perhaps they will listen to reason. After all they are the ones who cause all...

I agree. I would never, never take a retirement account an wipe it out for unsecured debt. At your income level you ma qualify for bankrupt guidelines. Now a days the bank crooks are selling off...

Yes, only with a judgment. But getting a judgment can be tough for the banksters if you fight them. You have to understand that if they do get a judgment that doesn't automatically give them a...

More good stuff about our wonderful judges and attorney's. Opps. They are one in the same!!

The Warburg Code - HANG A JUDGE CONTEST

Welcome to social engineering. It's a stupid law. Similar to situations where family's who want to send family members to school don't qualify for student grants and assistance until someone...

Try this. Might be helpful

Fair Debt Collection Practices Act - You can Fight Back!

Does obtaining a default judgment without delivering a summons constitute a violation of the fdcpa- it violates the law.

They have probably sold your information to anyone willing to buy it. I...

I'd suggest you look up wage garnishment laws in your state with a Google search

NO one is saying you're a deadbeat. This is unsecured debt and for capitol one or any unsecured creditor to put a American citizen through this crap is redicilious. Look at ll the money our country...

SHPS- Keep up the fight. I would also argue that the plaintiff is not entitled to sue, He has not shown due diligence which is required before filing a suit, why, because he can't produce...

This is one of the best articles I have found on the net. Hope it gives you help and better understanding. Enjoy

STEP THREE
The third step is to file DISCOVERY. This is more difficult than simply filing the sworn denial. You need to file a written Request for Production of Documents asking for a copy of the...

HOW TO BEAT A COLLECTION LAW SUIT: 4 STEPS TO SUCCESS

By Andy Nelms, Esq./Montgomery, Alabama
Alabama Attorney handles FDCPA and FCRA consumer complaints

DISCLAIMER: This article comes...

The point is these DCs are not following the law and Judges give these crooks more power than they deserve, often ruling in their behalf because unschooled citizens don't know any better... who ever...

OK then. Name some... I live in GA and have sought and found what I stated to be the case. Of course I can not say EVERY Attorney is that way, but most are.:D

No, I am not an attorney, but I...

Depends on what state your in but you usually have 30days to respond. Do respond within that time to both the court and the plaintiff otherwise that can get a default judgment against you. That you...

Answer:
1.) they can sue him in civil court and get a judgment against his assets or garnishment if your state allows. But they have to win the fight first. How old is this debt. Might be past...

If it's credit cards your dealing with, think about this. Most of the JERKS sell off you debt once you default. They often carry insurance on you, just like PMI insurance for a house purchase. ...

IRS can be very tuff and will FEE you with interest charges to intentionally make it very very difficult for you to ever pay them off. I would check with another attorney and seek cht 13 as well, ...

Richardbond man, I have yet to met an attorney who first doesn't try to settle out of court. That in itself is laziness. The attorneys are the butts who come up with all this legal mumbojumbo and...

Why did you do a bankrupt? Make the jacka__ prove thsir case. It's very likely that have not proof and are just using the legal system to get what they want. Getting an attorney is worthless, they...

What is the name of your state? Georgia

I have three credit card companys that I have had credit cards with for a few years. Recently I got into a situation where I was late on my payments, about...