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Well, to be honest, I have a gambling problem. So it's either overdraft fees close to $200 or $20. I have quit gambling for over 2 months. Now, and my bank account is finally in the black, so I...

Ok, I know this sounds really bad and dishonest. But a couple of times, I have written a couple checks to my OPEN account to myself from an old CLOSED account (I still had the checkbook after I...