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Well thanks for your advice guy's, I am very stressed and agitated by all this. I really try to keep it cool with her so she can pay me, but I really need my money. Umm one more question... can the...

Without a written agreement how do we take claims to court? What if the have something of value of what they owe can we exchange that for amount owed?

I trusted my friend to pay me shortly after loan, since we were in tax season so I felt I didn't need it. So here we are August and still she has not paid. Made a couple of small payments but that...