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    angelfire907's Avatar
    angelfire907 Posts: 1, Reputation: 1
    New Member
     
    #1

    Jun 3, 2014, 12:53 PM
    Find 401K
    I just need to see if I have any 401k's out there that I may not know about
    odinn7's Avatar
    odinn7 Posts: 7,691, Reputation: 1547
    Entomology Expert
     
    #2

    Jun 3, 2014, 01:08 PM
    And you want us to find them...how?

    Did you ever work for anyone that offered such a thing? That's where you would start.
    smoothy's Avatar
    smoothy Posts: 25,495, Reputation: 2853
    Uber Member
     
    #3

    Jun 3, 2014, 03:10 PM
    How would you not know about them? Seriously... they ALL required you to make contributions out of your paycheck every payday you were enrolled... your employer usually match a certain amount of what YOU put in first... if you didn't sign up for one... and you didn't have any deductins made... then you most certainly don't have an 401K plans out there.
    ScottGem's Avatar
    ScottGem Posts: 64,970, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #4

    Jun 3, 2014, 04:09 PM
    When you leave a company with a 401(k) account, they are required to file with the SSA that you have retirement funds. So when you file for Social Security benefits, they will notify you.
    ebaines's Avatar
    ebaines Posts: 12,130, Reputation: 1307
    Expert
     
    #5

    Jun 4, 2014, 08:19 AM
    Quote Originally Posted by ScottGem View Post
    When you leave a company with a 401(k) account, they are required to file with the SSA that you have retirement funds. So when you file for Social Security benefits, they will notify you.
    Actually it's the IRS that knows about any 401(k) plans, and they in turn notify the SSA, who then includes that info in a "Potential Private Retirement Benefit Information Notice" when you first apply for SSA benefits. Of course this won't happen until you request benefits, which may not be until age 66 or even later. In the mean time I suggest you call the HR department(s) at your previous employer(s) and ask if you have an active 401(k) account or any other portential retirement benefits.
    ma0641's Avatar
    ma0641 Posts: 15,681, Reputation: 1012
    Uber Member
     
    #6

    Jun 4, 2014, 06:21 PM
    You should get annual statements from the company holding the 401K as fiduciary. Have you moved and given no forwarding address?

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