I'll try to brief.

I'm an Introvert 24 year old man (from India: this might give a better understanding about the conservative and cultural settings unlike western atmosphere). I'm seeing someone who is reserved but comfortable with me. She insists for me to be more open to her emotionally. We connect and understand each other on a deeper level. But I have some very common reasons that hinders me.

1. I'm not financially stable. I'm struggling as I just made a professional shift and currently unsure that I made a correct decision.
2. Which leads to my depression. I avoid interactions which involves discussions and queries about my life and career. I lose my temper very easily.
3. My reproductive organ has a defect which I think is not a problem for masturbating but could be a problem for intercourse. The thought of not being able to please my partner is excruciating.
4. I don't like to interact with her parents. Not that they ask me about my career goals and financial condition, I personally don't think I need their approval. I don't expect her to reciprocate to my parents as well. It's a controversial point of view for many but that is how I rationalise this. Two people just need to please each other, not necessarily their respective family.

My parents are very disappointed with me as I didn't live up to their expectations. I want her to know every point stated above about me because I hate to lead on and disappoint people. I'm naturally a very straight forward person when I interact which also I observed unnerves most people as I talk less most of the time. So I'm not sure whether I should tell her everything as this might permanently distance her from me. I do believe that I'm not the only one with problems in this world. It just hurts to see your loved ones bothered and disturbed. I came here for honest opinions and advice. Thank you.

Guess what, if and when we share our problems with others, it helps our depression. A loved one, even in India, is to be there for you, good and bad. Guess what, even in India, the poorest person gets married, Be honest and let things also be her choice.

Surprise, almost no women, gets her enjoyment (reaches peak) during actual intercourse, it happens with foreplay or after play.

1/2the human population that is married may not like or like todeal with the parents of the other person.

You don't Think? You need to know if you need their approval, My girlfriend of one year broke up with me, when she did not get her parents approval, (a fewyears ago) and I did not think I needed it either. Askthe girl and know

Well,I have to say part of my question was "Why does a man/woman need their respective partner's parents approval if they are both independent?" I never felt the need of my parent's involvement in my relationships or whatever.
My primary dispute is whether I should blatantly state my problems and future prospective problems to her.I am not a very good conversationalist so I am unsure she would understand my concerns entirely.Is there a correct way of letting someone know issues which concerns both parties;say in a relationship?

If you are afraid or unwilling to risk sharing the truth about yourself then you are not ready for a real relationship in any culture. That is not to say you must unload the whole truth all at once, as it may be overwhelming and shocking so discretion, patience, and pragmatism is advised and be aware your partner may not like or agree with any of it.

You must be a good listener, and always consider HER fears, confusion, likes and dislikes are as real, and important to her, as YOURS are to you. If you cannot do that chances for a happy, healthy relationship are slim indeed.

Honest communications is the whole key so be thoughtful of your words and action BEFORE you act or speak impulsively. Never act or speak impulsively, from anger, frustration, or FEAR! Acknowledge your mistakes by owning responsibility for them, and be sincere in promising NOT to repeat them. Your credibility is on the line.

Challenging for the best of us. Need help with your personal issues? GET IT..........that also goes to your credibility when words and actions MUST match.

Thanks to the Users who have answered so far.I am looking forward for more answers.Different perspectives gives an unique insight to a subject and basically I posted this question to see what the active users has to say.I know it's really not important what others think about me but being in the advantage of anonymity no harm listening to opinions.

Additionally,I am still unclear about having to involve parents in each and everything as a must-do.I don't understand why many folks often say call your parents and say you love them.I do respect mine but I don't have fluffy feelings.
Does it really matter to have people you dont like in your circle just for the sake of your partner or anybody?

It may be okay to have no fluffy feelings or isolate yourself from others, but why is it not okay for your partner to have those feelings and be around those they have those fluff feelings for? If you cannot understand what your partner wants or needs you certainly can't expect them to understand yours.

What's the purpose of even having such a partnership if it's all just one way? A healthy partnership requires being willing to adjust to each other. Do you not agree?

Yes unless you rather be alone.....or with an unhappy partner. That won't last long.