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    Railrider45's Avatar
    Railrider45 Posts: 5, Reputation: 1
    New Member
    		  
    #1

    Oct 23, 2006, 10:33 AM
    Writ
    I am a co signer on a mobile home my son will not pay so I am now he has the trailer in trailer home park he sign a lease with then I did not now they are wanting him to move it off and pay back rent. If not they will serve a writ is this my problem ? I had nothing to do with were the trailer is located.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Oct 23, 2006, 10:37 AM
    You co-signed the load, did you also register the home in your name? I'm not sure how mobile home registrations are dealt with. Generally the loan holders are required to be on the title. If you are not on the title, then you are not responsible for what's happening in the trailer park. However, what DOES happen there affects you. If the park seizes the home, they can sell it and you will still be paying on the loan.
    Cvillecpm's Avatar
    Cvillecpm Posts: 553, Reputation: 28
    Senior Member
    		  
    #3

    Oct 23, 2006, 04:49 PM
    Yes - if the trailer is moved or destroyed, you have no asset and still have the obligation to the bank/lender.

    Ask park how to get the MH moved - appropriate movers, etc. make arrangements to remove utilities and then move the MH.
    Railrider45's Avatar
    Railrider45 Posts: 5, Reputation: 1
    New Member
    		  
    #4

    Oct 24, 2006, 07:31 AM
    My son sign a lease on the land I did not I am only on the note on trailor when he bought it am I resposoble
    For land lease and moving cost. Again my son sign the land lease not me.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
    		  
    #5

    Oct 24, 2006, 07:45 AM
    Hello Rail:

    You need to listen to these people. They understand what your problem is.

    YES, your son signed the land lease. SO WHAT? He violated it. He's not a good son. He's costing you lots of money. Yell at him later. Meanwhile, YOU are the one who has to pay for the trailer - NOT your son.

    If you want to have a trailer that you can sell, INSTEAD of just a BILL for a trailer that you can't find, you better get that trailer.

    excon
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #6

    Oct 24, 2006, 08:03 AM
    The point is NOT that your son entered into the lease without you. The point is that if the home is taken, then you will continue to have to pay on the loan and have NOTHING to show for it.
    Railrider45's Avatar
    Railrider45 Posts: 5, Reputation: 1
    New Member
    		  
    #7

    Oct 24, 2006, 09:45 AM
    I know I have to pay for the trailer that is not the question the lease on the land and the moving of the trailer is mine or my son since I did not sign a land agreement also the trailer is no good now it will cost more to fit than to pay the note!
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
    		  
    #8

    Oct 24, 2006, 09:49 AM
    Hello again, Rail:

    Well, that's a different story. If it's not worth 2 cents, let the trailer park haul it off. They'll sue your son, but NOT YOU.

    excon
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