I live in CA and have a property bought for 250K. I put down 50K. My loan is fully amortised and I am paying payment of 1330/month + taxes etc. I want to move to another place and one of my family member wants to buy the property. They do not have enough down to buy it but they can give me 20K down and then start making payments of the current mortgage and gradually will have enough to take care of the rest of the down. I believe in them. Can I transfer the property to them or add their name to the ownership w/o letting lender know. Does all the lender care about the payments on the mortgage or they have control over ownership changes also? I mean kan I "A" add "B" to the title of the property and let "B" make payments of the mortgage?