I Got a loan from Budget Cash Loans about three months ago and I havet been able to pay them. I have been unable to make any of the scheduled payments. Now I am wondering if they can garnish my wages. I live in Nevada and I don't know if they can, will, or how long it would take them to garnish my wages. Please Help!!

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Originally Posted by Neffie

I Got a loan from Budget Cash Loans about three months ago and i havet been able to pay them. I have been unable to make any of the scheduled payments. Now i am wondering if they can garnish my wages. I live in Nevada and i dont know if they can, will, or how long it would take them to garnish my wages. Please Help!!!!!!

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This has been asked before, also in Nevada. It is my understanding that when you sign for these loans you agree to a garnishment if you fall behind so the garnishment becomes automatic. You sort of waive your rights.

Otherwise they need to file in Small Claims Court, send you notice, schedule a hearing, obtain a Judgment, file the garnishment order. The time frame depends on the Court's constraints.