If you have plaster breaking away/coming off you need to repair that first. Pending on how severe it is determines the method of repair... patch or replace.
My opinion for the pump/filter is to have an inspection done on it. Replace all rubber seals and replace the filters.
The plaster can damage/clog the pump/filter if it made it into it... in turn it can cause a higher use of energy for longer filtration use.
The heater can be last or just ripped out since you don't seem to be all woooo hooo for it.
I love salt water systems... easier to manage and good for your skin. [the salt] plus you don't need chlorine tabs or liquid chlorine.
Eyes don't get all red and irritated from the salt water system and some people are allergic to the chlorine.
Now for some tips/tricks
Efficent/energy saving
http://www.tightwatt.com/pool-care-tips/index.html