Personal Loans w/ Bad Credit
Hello all. Happy Holidays.
I am not trying to create a sob story, however, I realize if anyone can or will help I need to briefly describe my situation.
In a nut shell. I am one of the millions who has managed to find myself in the black hole of debt.
A couple of years ago, I had myself back on track to get my finances in order. I ended up with a domestic violence situation. I have finally left the situation and have been away from the individual that caused me much pain physically, emotionally and financially.
Now that I am on my own again, I am struggling to make ends meet. I am in a situation were I cannot meet the demands of my necessities (bills, rent). I have been to several organizations (Social Services, Domestic Violence Organizations) and I am literally being told I do not qualify for anything since I do not have children.
Since my credit score from the 3 major reporting agencies falls between 550 and 650 all lenders I have contacted have denied me for any amount of money. The irony, every high interest rate credit card company wants to give me credit cards. I do not want credit cards. I am trying to get rid of old debt and keep the new necessary debt under control.
I am looking for anywhere between $7500 and $10000, at this point, interest rates are not a main concern of mine. I am looking to pay off some debt and current bills so I can financially get beack on track and avoid having to bounce checks and take out payday loans which will not help.
I am looking to pay my rent for the next 3 months, as well as my current bills (utilities, car, insurance) and clear up small debts from past credit cards to boost my credit rating.
At this point I realize I may need to go through private lenders or non profit lending organizations. I do no thave a problem with this nor do I have a problem if my interest rates are higher than what would be considered normal.
I really have no idea what else I can do. I know that if I do not have something done by the very near future I am in some serious trouble paying bills.
Family is not an option to financially help me, they are well off but greedy.
I am not looking for money to spend on luxury, I am looking for money to take care of necessity.
If anyone needs further details on my situation, please feel free to pm me. I realize I have not given every detail, I summarized.
I look forward to suggestions or avenues of help I may not have already tapped into.
Thank you in advance for all responses.
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