I just found out that my direct deposit disability income is being garnished by the Department of Education. In trying to resolve this issue I was told that indeed the garnishment would continue even with an additional payment (rehabilitation program) being made each month for at least 9 months to a year.

Needless to say, the representative became a little abusive and in fact had lied to me in a previous phone call by saying that they had no knowledge of the garnishment. As I informed her, during the first year or so after leaving school I tried everything possible to get my debts under control and that yes, I had tried to refinance my home but was turned down.

I may lose my home. My income is below $1000 a month---the garnishment is almost $150. A month for a debt of approx. $4300 (+ interest).

Do I have any other recourse?