I have a credit card balance $4000.00,a yr ago I was paying them regularly then I stopped paying because the original amount remains the same so I question they didn't respond satisfactorily so I stop paying now after 10 monthes they start threatening and threaten to sue me?? What I should do,...

Hi , Been Divorce now 2 1/2 years now.In the 26 marriages a credit card was used. Stopped using the card and paying the payments going thur the divorce. I did mention to the card company about this,and the card was never used again. At a balance of $8000. A year later we were being sent to...

I am 27 years old I live in Texas. In 2004 my dad had cancer. I ended up losing my job so I stayed home to help take care of him. My credit card went to collections. I offered to make payments and they refused to work with me. They said that the only payment they would take was for me to give them...

My old providan visa has been sold to a collection agency. I have been working with the collector and am willing to pay $100.00 a month towards my debt of 1,400 - however, the agency wants me to mail them 3 post dated checks by Monday and then states that I will need to settle in August for the...

Can I make below the minimum payments on time on a credit card and still not have it go to a collection agency?