Sometimes a discounted note is issued rather than an interest-bearing note. Why would a someone do this rather than the standard interest bearing note? What are the pros and cons of doing so? Who would issue a discounted note?

Do you send a thank you to someone who came but did not give a gift?

My daughter's best friend is getting married, and her prospective mother-in-law gave a Tea to introduce the bride to some of her friends. She did receive some shower gifts at the tea, and thanked each giver in person. Now her mother-in-law to be is wanting to know when she is going to write...