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    amistad's Avatar
    amistad Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Sep 15, 2007, 04:55 PM
    No insurance onfo!
    I recently had a minor accident where a teen backed into my bumper, and he said he did not seeme. Well I didn't get his insurance info, but I got his drivers license number,and his name first and last and address! Do or did I need to get his insurance info which I thoght I had but apparently didn't! And how can I obtain it? HELP!
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
    		  
    #2

    Sep 15, 2007, 05:36 PM
    Hello a:

    Call him on the phone and ask. He'll probably give it to you because that's why he bought it - to protect himself from just this kind of situation.

    If he doesn't tell you, check back with us.

    excon
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #3

    Sep 15, 2007, 05:45 PM
    So I will assume you did not call the police, and get a police report.

    But yes, you just call him and get that info, if not, you write him and ask him to pay $$$ for your damages, if he does not, sue him in court.
    Remember now you in court will have to prove he was the driver, his car hit yours, and his car caused the specific damage you are asking for.
    If he says, don't know what that crazy man is talking about, it wlll be your word against his.
    s_cianci's Avatar
    s_cianci Posts: 5,472, Reputation: 760
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    #4

    Sep 16, 2007, 09:50 AM
    Was a police report filed? If so, then that should contain the insurance information. Otherwise your best bet would be to file a claim in small claims court. If the damage is as minor as you're suggesting it probably isn't prudent to get insurance involved anyway.
    JRSOBX's Avatar
    JRSOBX Posts: 5, Reputation: 1
    New Member
    		  
    #5

    Sep 24, 2007, 06:25 PM
    File a claim with your insurance and they will either pay it and subrogate against the other policy or they will just file a claim on their policy on your behalf.
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