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    HOLLIE HOBBY's Avatar
    HOLLIE HOBBY Posts: 1, Reputation: 1
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    #1

    Feb 12, 2009, 08:40 PM
    Freezing bank accounts
    I have to appear in court tomorrow for an old credit card debt. I am 60 years old - retired and disabled (that is our only money) married - husband 60 years old not working and no paycheck in about 5 years. Bank accounts are joint accounts.

    I am going to go to trial. I am told that they should not feeze a joint account but would try - they can't take my retirement or disability but would try to freeze the accounts.

    My question is - When I go to trial, can I explain all this to the judge so an they can not get a judgement and try to free my accounts? Can I stop them? Thanks
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #2

    Feb 13, 2009, 05:07 AM

    Hello H:

    If they get a judgment, they WILL seize your accounts... I don't know why you think they CAN'T.

    Yes, it's true. They can't seize your disability, but once it's in the account, they have NO IDEA that the money is your disability - and they'll for sure, seize it.

    You can explain ANYTHING you want to a judge, but if you lose your lawsuit, he's going let the other guy SEIZE your accounts...

    That's what happens when you lose.

    excon
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