I read on a surrogate's website that creditors going after a deceased person's debt can only make a claim against the estate no more than 9 months after the date of death. I really need to know if that is a law. I was also told by many creditors that if I send them a copy of the death certificate, they will close the claim since no one is financially responsible for her. Now, if I get a confirmation letter saying that the debt was settled and closed, by law, can they still sue the estate if any money winds up coming up in her estate?