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goodgirl473 · Oct 15, 2007, 04:37 AM

My boyfriend/fiance just had his account seized for a past debt. We obviously don't want his paycheck going in there again, so can he have his money deposited into my account?(different names completely, same address)? Can they seize my accout to get his money if we are not married? Should he just get a paper check and get it cashed? He set up a payment agreement but we are still afraid of what debt collectors can do...

mr.yet · Oct 15, 2007, 04:41 AM

If his name is on your account they can and will seize it. Then you would have to file a third party claim to get your funds out.

excon · Oct 15, 2007, 04:42 AM

Hello good:

If the HR department will allow it, of course he can have his check in paper or deposited where he wants. No, they can't seize YOUR account.

excon

goodgirl473 · Oct 15, 2007, 05:08 AM

Originally Posted by goodgirl473

My boyfriend/fiance just had his account seized for a past debt. We obviously don't want his paycheck going in there again, so can he have his money deposited into my account?(different names completely, same address)? Can they seize my accout to get his money if we are not married? Should he just get a paper check and get it cashed? He set up a payment agreement but we are still afraid of what debt collectors can do...

Thanks for answers. Can they garnish his paycheck if they don't see money going into his acct?

ScottGem · Oct 15, 2007, 06:03 AM

If they attached his bank account they have a judgement against him. With that judgement they CAN garnish his salary depending on whether statelaws allow it.

goodgirl473 · Oct 15, 2007, 07:36 AM

Originally Posted by goodgirl473

My boyfriend/fiance just had his account seized for a past debt. We obviously don't want his paycheck going in there again, so can he have his money deposited into my account?(different names completely, same address)? Can they seize my accout to get his money if we are not married? Should he just get a paper check and get it cashed? He set up a payment agreement but we are still afraid of what debt collectors can do...

If they have a payment agreement, how much money should be released back into his account, all?

excon · Oct 15, 2007, 07:47 AM

Originally Posted by goodgirl473

If they have a payment agreement, how much money should be released back into his account, all?

Hello again, girl:

Nahhh, it doesn't work that way. They have a judgment. They can take it ALL. That's what they did. They're not going to give anything back. They'll take anything that goes into that account too.

Yeah, they're slimy liars. But, they're slimy liars WITH your bf's money and they ain't giving any back. (Ok, it's their money, really) They MAY set up a NEW payment agreement with him. I don't know. Did you speak with them?

excon

goodgirl473 · Oct 15, 2007, 08:18 AM

Thanks for answering! I really need advice! He has spoken with the law firm representing the creditor. They want 10% of gross and will give back $200 of money in account. Is there bargaining or do we not have a leg to stand on? He is going to get his pay deposited into my account.

ScottGem · Oct 15, 2007, 08:25 AM

If the creditor will agree to it fine, but get it in writing and include a statement that they will take no further action as long as he pays what he promised.

excon · Oct 15, 2007, 08:30 AM

Hello again, girl:

You have absolutely NO leverage. You're talking to people who have the right to waltz through his accounts and garnish his wages. IF they're going to give some back, it's because they know they're not getting any more, and they think they'll get more by making an agreement.

Or, they're really, really nice debt collectors- Nahhhh!

excon

PS> He HAD leverage when he could have spoken to the credit card company. He HAD leverage when he could have defended himself in the lawsuit. He HAD leverage before they executed the judgment...

But, he ain't got none now.