Ask Experts Questions for FREE Help !
Ask
    Lilie's Avatar
    Lilie Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Mar 12, 2009, 05:47 PM
    Credit To an Underage Teen
    My Younger Sister who is turning 18 in a few months got 2 credit cards with Chase and Capital One. I know that a minor cannot not legally enter a binding contract, what I want to know is will she be held Liable for these charges on the cards. We Live in Massachusetts, if that helps to get a more detailed answser
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Mar 12, 2009, 05:49 PM

    She can't be legally bound by contract. However, she could be charged with fraud for entering into a contract when underage.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Mar 13, 2009, 05:10 AM

    I'm going to add here that if she is trying to get out of paying for what she charged, that is the wrong decision. At the very least, this could ruin her credit for many years to come. At worst, she could wind up with a criminal record.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Credit Card Issued to Underage Teen [ 5 Answers ]

My son applied for 2 credit cards, one through Citi, and one through Capital one. There was no cosigner. He went through severe depression, and was hospitalized and diagnosed Bipolar. He ran up 2 Grand in debt, and is almost 18. We want to find out if he is liable, or if I am liable for the charges...

Knowing which credit bureau is being checked when you apply for credit/Credit Cards [ 1 Answers ]

Which credit cards use only the trans union credit report for their cc applications? this knowledge may help me save part of my universe>:D

Underage sex. [ 39 Answers ]

Hay there. Please help. Here's my question. Since I met my boyfriend(when I was twelve) We have been going out for a year and 4 months now. And I turn 14 in a month. We have tried having sex a lot of times But it just hurts too much for me and I don't know if its my body saying I'm not ready yet or...

Summonsed Judgment/ Credit Card Underage [ 4 Answers ]

A collection agency filed a judgment against me at the age of 17. I have read some of the Q&A’s and the papers weren’t summoned to me or my parents directly. Of course I tried to clear the situation up with the collection agency, I told them that I would have been 15 at the time I would have...

NY underage teen trying to marry [ 2 Answers ]

How feasible is it for an underage teenage grl, 14yrs, to marry her 18yr old boyfriend in nyc? Even if she obtains parental consent, how readily does a family court judge grant approval for the marriage? Also, as some background, child services is already looking into the case for endangerment of a...

View more questions Search