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    cracklesnaffle Posts: 1, Reputation: 1
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    Jan 14, 2007, 02:04 AM
    If a credit company has "Charged-Off" a balance as reflected on a credit bureau report,
    Does this imply that they will not be seeking a judgment?

    Will I receive WRITTEN documentation in the event a judgment is filed?

    It is my understanding that under Texas law a credit card company cannot secure a lien against your homestead?
    Is it accurate to say that they cannot secure a judgment against your homestead that would prevent you from transferring clear title?

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