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    tommysgirl's Avatar
    tommysgirl Posts: 10, Reputation: 2
    New Member
     
    #1

    Apr 18, 2008, 06:29 PM
    Can I take my car back if he's been making payments?
    I live in Canada. I was dating a guy and leased a car for him to drive. The car is in my name, insured in my name, payments are in my name. He has been making payments and as of right now, until I actually see the receipt for the week he said he paid the dealership is in default by one week. He just recently caught up because he behind a lot more. We are no longer together and there is nothing in writing saying that he is the one who is making the payments on the car except the emails I had been sending him stating what he owed for that particular week. Can I take the car back and not get sued by him for renegging on a verbal agreement where he says the tab I send him is good enough as proof?
    Handyman2007's Avatar
    Handyman2007 Posts: 988, Reputation: 73
    Senior Member
     
    #2

    Apr 18, 2008, 06:38 PM
    This lease is YOUR responsibility. If he doesn't make the payments, of course you are responsible for them if they aren't made , it destroys YOUR credit. He has no say in this matter even though you have a 'verbal agreement'. Verbal Agreements are about as good as the paper they are written on! If you want to return the car , that is your decision , not his . If he wants to assume the lease , he has to go to the dealership WITH YOU and ask what the porocedure is. You see, a lease is merely a long term rental. It doesn't matter who pays for it. If he were to try to sue you in small claims court for the amount of money HE paid for the vehicle , the court would ask who used the vehicle. If it is was him, he will lose his case . You get nothing in the end. The payments amount to monthly rent for the vehicle. If you do return the vehicle before the end of the leasse term, you , possibly , will be held responsible for the entire amount due on the lease agreement. Good Luck and learn from this!!
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
    Uber Member
     
    #3

    Apr 18, 2008, 06:39 PM
    With a car if it is your name and not his, then NO he can not sue you.
    If he did try to sue you you could explain how he was the one benefiting from it.
    The dealer will hold you to whatever the agreement is if you plan on giving it back to the dealer.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #4

    Apr 18, 2008, 06:59 PM
    I am sorry, he can stop anytime he wants, since it is all in "your" name.
    So you need to make payment arrangements
    talaniman's Avatar
    talaniman Posts: 54,325, Reputation: 10855
    Expert
     
    #5

    Apr 18, 2008, 10:49 PM
    Whatever you do get responsibility for this vehicle, out of your name, even if you must return it.
    Lula001's Avatar
    Lula001 Posts: 42, Reputation: 4
    Junior Member
     
    #6

    Apr 18, 2008, 11:59 PM
    What are the terms of the insurance? If it is only insured in your name then he is driving around in an uninsured vehicle, if he has an accident, you might well be liable

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