Help I have received a summons and not sure how to answer the following questions.

Please advise, I do admit to owing this debt.

1. Plaintiff CACH LLC c/o Apothaker & Associates, 520 Fellowship Road.

2. Defendant Mary Brown an adult individual residing at 123 main street.

3. Plaintiff CACH LLC, is the Assignee and Successor in interest of account #12344 and said account was issued to Defendant by Household Bank the original credit.

4. Defendant received, accepted and used account to its benefits.

5. The account is in default and defendant has an unpaid balance of 17k. A true and correct cop of the total due is attached hereto, made a part of Exhibit A

6. All credits if any to which defendant is entitled, have been applied to the account and are included in Exhibit A.

7. Although demand has been made. Defendant has failed to make payment of the amount due as above.

Welcome to AMHD. Most rules of civil procedure provide that the answer to a summons will either admit, deny, or state that you are without sufficient information to admit or deny the allegation. These rules may vary from state to state in the U.S. For instance, in Florida: "Florida Rules of Civil Procedure
RULE 1.110 GENERAL RULES OF PLEADING" Pay attention to parts c, d, and e. RULE 1.110

Absolutely agree with Geroge1950 - what is your defense? That will determine how you should answer.