 |
|
| Browse | Ask | Answer | Search | Join/Login |
|
|
||||
|
Need to refinance, add a name to the mortgage
I have been out of work for the past 2.5 years due to a work injury. I lost my job of 17 years due to the length of time that I was out. I am currently looking for a new job, but with the unemployment rate so high, that is not an easy task. I am collecting unemployment and I have declared bankruptcy as of Dec 2007. The mortgage is only in my name, so I cannot refinance at this time and I am really having a tough time making ends meet with the mortgage as high as it is. What should I do? Do I add my partners name to the mortgage and then we try to refinance or will my credit score hurt us? Should I just turn the house over to my partner so that they can refinance in their name only? I am not sure which steps to take... Please help! Thanks!
|
||||
|
||||
|
Well first issue they can not fire you while you are out on workers comp, so until you get well and return to work, you should have been collecting workers comp payments. AFter you return to work and report for your first day fully recovered then they can fire you. Why do you need to refi, lower interest rates ? What is your interest rate, but you go to a mortgage broker and let them shop around the best way |
||||
| Question Tools | Search this Question |
Add your answer here.
Check out some similar questions!
Is there any recourse against the mortgage company for fraud and or misrepresentation after signing with the title company?
Is there any recourse if you were lied to throughout the whole Refinance process and are now stuck in a loan that you would have never Signed for. We are retired and now this loan is probably going to cause Us to lose our house.
I owe 52k on first mortgage (payment = 469.00- including tax & insurance-int.rate 6.5 I owe 13k on second (3yrs left at 400.00 a month. I owe 7k on credit card I can refinance for 72k for approx 570.00 a month, 30 yrs... at cost of 1686.00 for re-finance at int rate of 6.375, I have...
Three years ago my father passed away. In order to assist my mom with costs and remaining in the house she has lived in for so many years I refinanced the home. I refinanced the home with her and I on the mortgage as well as the deed. I am now looking to move on and buy a house of my own and my...
My husband and I claimed Chapter 13 Bankruptcy 2 years ago and have been paying. We will not be paid off for another 3 years. Our current mortg. Is a 20 year and if we could get it to a 30 year our payments would be lower and that would help with our payments. The current lender is not...
View more questions Search
|
