I'm a 24 yr old guy. I spent 100k on a 4 yr degree and now work for $10/hr. I'm completely broke. I have never had a girlfriend. I am a virgin. I am really ugly. Most people think I'm 34 yr old, not 24. The only reason I haven't committed suicide is because of my parents. They paid for my education and have a lot of loans. I was thinking about getting a really good life insurance policy and then get in an "accident". At least my parents would get some money to pay off my stupid loans.

I know I would be hurting a lot of people if I did this. That's the only reason I haven't pulled the trigger. We have a history of suicide in my extended family. My uncle, and 2 aunts. I don't know what to do. It would be nice if there was a way to disappear without anyone missing me. I know my siblings and parents will miss me a lot. I don't know what to do. Who can I talk to... I don't want my family to know I am depressed.