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  1. Answers
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    I don't know what grounds I'd be able to sue them...

    I don't know what grounds I'd be able to sue them on.

    First, I think I need to call the "Plaintiff" and see if they would even settle.

    If MB offered a lump-sum settlement of $1,800ish, what...
  2. Answers
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    If I file a motion for a specific reason for...

    If I file a motion for a specific reason for denial, should I make mention of anything from the following:

    Debt Validation: The ultimate weapon against the collection agencies

    I was thinking...
  3. Answers
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    I think you said perfectly bigcowboy1: Debt...

    I think you said perfectly bigcowboy1: Debt Collectors = Turds ;)

    I understand it could be a waste of taxpayer money, but given all the things you read about your tax money going to, you'd think...
  4. Answers
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    Me again. Sorry to bump this, but I've been...

    Me again. Sorry to bump this, but I've been "googling" Motion for Specific Answer for Denial and haven't come up with any guidelines with which to base my argument around.

    Is there some sort of...
  5. Answers
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    Hooray for Maryland! Since the start it...

    Hooray for Maryland!

    Since the start it seems like they're very... um... just "not good." Realistically, I don't understand why they ever offered a judgment when there was no proof ever...
  6. Answers
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    Not good news. I took off work today to try to...

    Not good news.

    I took off work today to try to handle this mess. However, Saturday I received a letter from the court DENYING the motion to vacate judgement.

    At this point, would it be worth...
  7. Answers
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    Sorry to bump this, but since it's been just over...

    Sorry to bump this, but since it's been just over a week since I received that rebuttal copy from MB, should I file a Motion of Discovery or something for the original contract or should I send...
  8. Answers
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    Just thinking more about this... I still want...

    Just thinking more about this...

    I still want to force MB to present an itemized breakdown as well as the original contract. I would like to get that first before I decide whether I'll go to...
  9. Answers
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    I think you might be right bigcowboy1. :( ...

    I think you might be right bigcowboy1. :(

    Let me ask this, if I were to talk settlement, what would be a good price? I think the award is approximately $2500.00. In all honesty, I really did...
  10. Answers
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    That's what I'd like to do! Unfortunately, my...

    That's what I'd like to do! Unfortunately, my work area isn't exactly private. Maybe if I could get away at lunch time, I could call.

    I did try that option today at lunch but I was on hold...
  11. Answers
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    Technically, they won the judgment and can start...

    Technically, they won the judgment and can start the garnishment process. I think it's expensive process so that's probably why they offered to settle.

    I'm just curious how I can force a trial...
  12. Answers
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    So if I want to push for a trial, (basically I...

    So if I want to push for a trial, (basically I just want to make them present me/the court with the original paperwork which they won't have), what should I do? I know that just sounded pretty dumb,...
  13. Answers
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    No date. The only things I've ever received from...

    No date. The only things I've ever received from the court was the original summons for a response and then the judgment.

    I guess they simply sent this to try and convince the judge to not...
  14. Answers
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    I don't think Bankruptcy is the route for me. ...

    I don't think Bankruptcy is the route for me. While my credit history hasn't been good because of some things 3 years ago, I really have worked hard to rebuild it and make honest efforts getting...
  15. Answers
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    What now!? I filed a notice to vacate...

    What now!?

    I filed a notice to vacate judgment. Almost immediately after I filed the notice, I received something in the mail from the plaintiff's attorneys for a settlement/installment plan. ...
  16. Answers
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    ABOUT THE PREVIOUSLY POSTED LETTER Regarding...

    ABOUT THE PREVIOUSLY POSTED LETTER

    Regarding the letter posted above for a motion to Vacate Judgment, please be aware that the first line under the heading is incorrect! That's actually from the...
  17. Answers
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    Sorry to kind of bump this thread, but I just did...

    Sorry to kind of bump this thread, but I just did what I think is the final copy of the Notice to Vacate Judgement. If anyone could please just give it a look over and please let me know if there is...
  18. Answers
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    More questions... I think I'm set on sending...

    More questions...

    I think I'm set on sending the File Moton to Vacate. But I'm trying to get my mind wrapped around this - more for myself than anything. :confused:

    Right now, is the only...
  19. Answers
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    Last question regarding the current situation:...

    Last question regarding the current situation: Would it be advisable to just hire a lawyer? If so, I'd like to do it prior to sending in a notice to vacate judgement... I think. At the same time,...
  20. Answers
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    Sorry to be such a pest, but I was just curious...

    Sorry to be such a pest, but I was just curious if I should send the 3 copies of the Motion to Vacate Judgement in? (1 to plaintiff attorneys, 2 to the court).

    Also, assuming I didn't send...
  21. Answers
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    Okay, so if I got this right, you're saying to...

    Okay, so if I got this right, you're saying to file a motion to vacate judgement. Then, assuming the court is okay with that, they'll set a trial date.

    Is that correct?

    Also, regarding the...
  22. Answers
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    Okay, so I finally found the last correspondence...

    Okay, so I finally found the last correspondence I received - this one from Mann-Bracken. It was a copy of what was sent to the courts. Specifically, it was a "Motion to Confirm Arbritration Award...
  23. Answers
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    Just updating ... with some bad news. :( I...

    Just updating ... with some bad news. :(

    I got a letter from the city circuit court today saying that there was an award found in favor of the plaintiff and against me for the amount and court...
  24. Answers
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    Regarding this Verification Letter, where should...

    Regarding this Verification Letter, where should you sign & date it - or do you?

    I saw the section following the disclosure for their signature, but what about yours?

    Thanks!
  25. Answers
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    Hello, I just wanted to post an update about...

    Hello,

    I just wanted to post an update about my situation. Per Mr. Yet's advice, I sent in exactly what he told me to both the plaintiff's attorney, (MB), and the court. As I receive some kind...
  26. Answers
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    Awesome! Thanks Mr.Yet! A couple more questions...

    Awesome! Thanks Mr.Yet! A couple more questions though...sorry. :o

    1. This is just something I can put on MS Word and fill out and return to the circuit court?

    2. Under the title...
  27. Answers
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    Too Short, are those all the deductions? If so,...

    Too Short, are those all the deductions? If so, I got $201.96.

    If that's correct, that would put your disposable income to $528.04, (assuming a $730 gross). Then, 25% of that is $132.01. Still...
  28. Answers
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    Okay, I'm back. I hope everyone had a great...

    Okay, I'm back. I hope everyone had a great Thanksgiving! :D

    Regarding this situation, I called the Circuit Court of Baltimore City today. It was an autimated number. When I pressed "0" for...
  29. Answers
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    Actually, yeah. That's when I called them the...

    Actually, yeah. That's when I called them the 2nd time.

    When I originally received a correspondence from MB, I called and that's when the guy said I had to deal with them - not Chase. Figuring...
  30. Answers
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    Well, I went through the site, per your...

    Well, I went through the site, per your suggestion Mr.Yet, and this time, incorporating everything the both of you have been saying, am not as lost! :D

    After reading over everything here,...
  31. Answers
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    Cool! Now I'm following! :D Regarding the...

    Cool! Now I'm following! :D

    Regarding the summons, there was no Notice of Intent to Defend attached. As per your suggestions, I'm going to call the courts to find out where I may get that form....
  32. Answers
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    Hey Mr.Yet, I'm kind of getting lost....

    Hey Mr.Yet,

    I'm kind of getting lost. :confused:

    You mentioned that I must first file with the Circuit Court an "Intent to Defend." Then, after that time, file "for Interrogatories to the...
  33. Answers
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    Hey Mr.Yet, I'm in the city. If you could give...

    Hey Mr.Yet,

    I'm in the city. If you could give me any leadway into the exact steps I need to take, I'd REALLY appreciate it! Of all things, I don't want to "lose" because I messed up the...
  34. Answers
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    Hey All, Thanks for the help so far! I really...

    Hey All,

    Thanks for the help so far! I really appreciate all this. I finally feel like I'm at least headed in the right direction! :)

    Unfortunately, I do not have the money for a lawyer so I...
  35. Answers
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    I think I'm following so far. But in regards to...

    I think I'm following so far. But in regards to my Motion For Discovery, the document I received states the following:

    And then it goes on to give Chase's information/address. Also, further down...
  36. Answers
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    Hey Mr.Yet, thanks for the suggestions! :) A...

    Hey Mr.Yet, thanks for the suggestions! :)

    A couple of questions though:

    1) When you say ask for the original contract, is that something I should include in the letter responding to the...
  37. Answers
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    Summons for Judgement

    I just received a summons, (at 6:00 AM), stating that a credit card is seeking a judgement against me. The card was originally a Chase Manhattan Bank. However, the debt was sold to a debt-collection...
  38. I see. Makes sense. Well, I think I'm going...

    I see. Makes sense.

    Well, I think I'm going to get the letter out today!

    I'll post back with an update - as it unfolds.

    Again, to all, THANKS!!! :D
  39. I think I'm getting it. But, I have more...

    I think I'm getting it. But, I have more questions now :confused: Sorry! :o

    Referring to the Debt Collector Disclosure Statement, how would I know if a debt collector fills it out under oath -...
  40. Dang. While I don't think that was the answer I...

    Dang. While I don't think that was the answer I wanted to hear, I think it was the one I needed to hear. :o

    I thought I read somewhere about there not being legal transfer of a debt if the...
  41. 3rd Party Legal Entitlement on Unsecured Debt

    Hello,

    Even though this is my first post on AskMeHelpDesk, I have frequented the site on a semi-regular basis. Generally, my questions are already answered. But, I think I have a problem with...
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